AML specialist for Fintech and Digital Assets (Frankfurt, DE)

<div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:14.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Job Summary</b></H2> </div><div><p><span style="font-family:arial, helvetica, sans-serif">​ As the Associate Director of FCC, you will be a critical guardian of the bank’s integrity, specifically focusing on the evolution and execution of Know Your Customer (KYC) and Client Due Diligence (CDD) frameworks. This role carries a high-impact mandate to navigate the frontier of financial crime, with a specialized focus on FinTech, Crypto Asset Service Providers (CASPs), and New Payment Methods (NPM).</span></p> <p><span style="font-family:arial, helvetica, sans-serif">​You will bridge the gap between global policy and local German regulatory expectations, serving as a key architect in the transition toward the new EU-AML legislative package.</span></p></div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:14.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Key Responsibilities</b></H2> </div><div><ul> <li style="font-family:arial, helvetica, sans-serif"><span style="font-family:arial, helvetica, sans-serif">Act as the primary advisor for the SCB AG client portfolio, with a dedicated focus on the onboarding of FinTech and CASP (other NPM – New Payment Method) clients.</span></li> <li style="font-family:arial, helvetica, sans-serif"><span style="font-family:arial, helvetica, sans-serif">​Support the preparation and implementation of the new EU-AML legislative package, ensuring the bank is ahead of the curve in regulatory transitions.</span></li> <li style="font-family:arial, helvetica, sans-serif"><span style="font-family:arial, helvetica, sans-serif">​Handling the process for CDD exemptions (CSE/BRE), high-risk client approvals, and deferrals.</span></li> <li style="font-family:arial, helvetica, sans-serif"><span style="font-family:arial, helvetica, sans-serif">​Execute specialized FCC processes for FinTech/CASP sectors, including PSES feedback, underlying customer risk assessments, and challenging first-line (1LoD) submissions.</span></li> <li style="font-family:arial, helvetica, sans-serif"><span style="font-family:arial, helvetica, sans-serif">Support the first-line (1LoD) in the onboarding process of new FinTech/CASP sector clients.</span></li> <li style="font-family:arial, helvetica, sans-serif"><span style="font-family:arial, helvetica, sans-serif">​Support the maintenance and further development of CDD policies, standards and DOIs, especially on the FinTech and CASP related topics ensuring they remain aligned with evolving regulations.</span></li> <li style="font-family:arial, helvetica, sans-serif"><span style="font-family:arial, helvetica, sans-serif">Support the topics of payment transparency (travel rule) and transaction monitoring related to FinTech and CASP.  </span></li> <li style="font-family:arial, helvetica, sans-serif"><span style="font-family:arial, helvetica, sans-serif">​Support the local FCC Risk Assessment (GRA) and Obligations Register, while performing rigorous controls over the client portfolio status.</span></li> <li style="font-family:arial, helvetica, sans-serif"><span style="font-family:arial, helvetica, sans-serif">Maintain close contact with Group stakeholders and first-line Subject Matter Experts (SMEs) to harmonize compliance goals with business growth.</span></li> </ul></div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:14.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Skills and Experience</b></H2> </div><div><p><span style="font-family:arial, helvetica, sans-serif">​<em>Educational &amp; Professional Background</em>:</span></p> <ul> <li style="font-family:arial, helvetica, sans-serif"><span style="font-family:arial, helvetica, sans-serif">​Academic: Graduate or Postgraduate degree in Law or Business.</span></li> <li style="font-family:arial, helvetica, sans-serif"><span style="font-family:arial, helvetica, sans-serif">​Certification: Professional certification such as CAMS or ICA (CCP) is highly preferred.</span></li> </ul> <p><span style="font-family:arial, helvetica, sans-serif">​<em>Experience:</em></span></p> <ul> <li style="font-family:arial, helvetica, sans-serif"><span style="font-family:arial, helvetica, sans-serif">Proven track record in Financial Crime Compliance (AML/Sanctions) with a deep understanding of the German regulatory environment.</span></li> <li style="font-family:arial, helvetica, sans-serif"><span style="font-family:arial, helvetica, sans-serif">Deep experience with German financial crime regulations and a strong background in Digital Assets (CASP) and FinTech compliance.</span></li> </ul> <p><span style="font-family:arial, helvetica, sans-serif">​<em>Technical &amp; Soft Skills:</em></span></p> <ul> <li style="font-family:arial, helvetica, sans-serif"><span style="font-family:arial, helvetica, sans-serif">​Analytical Rigor: Exceptional ability to synthesize complex data into clear, actionable reports.</span></li> <li style="font-family:arial, helvetica, sans-serif"><span style="font-family:arial, helvetica, sans-serif">​Communication: Dual-fluency in German (Native level) and English is essential for navigating local requirements and global reporting lines.</span></li> <li style="font-family:arial, helvetica, sans-serif"><span style="font-family:arial, helvetica, sans-serif">​Independence: A self-starter capable of managing high-pressure remediation initiatives and Business-as-Usual (BAU) tasks in an international matrix organization.</span></li> <li style="font-family:arial, helvetica, sans-serif"><span style="font-family:arial, helvetica, sans-serif">​Ethical Leadership: A commitment to the highest standards of conduct, living the Group’s values through transparency and collaboration.</span></li> </ul></div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:14.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>About Standard Chartered</b></H2> </div><div><p>We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.</p> <p>Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.</p> <p>Together we:</p> <ul> <li><b>Do the right thing</b> and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do</li> <li><b>Never settle,</b> continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well</li> <li><b>Are better together,</b> we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term</li> </ul></div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:14.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>What we offer</b></H2> </div><div><p><b>In line with our Fair Pay Charter,</b> we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.</p> <ul> <li><b>Core bank funding for retirement savings, medical and life insurance,</b> with flexible and voluntary benefits available in some locations.</li> <li><b>Time-off</b> including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.</li> <li><b>Flexible working</b> options based around home and office locations, with flexible working patterns.</li> <li><b>Proactive wellbeing support</b> through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits</li> <li><b>A continuous learning culture</b> to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.</li> <li><b>Being part of an inclusive and values driven organisation,</b> one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.</li> </ul></div></div></div>