Analyst II

We are hiring an Analyst II, Commercial Funding! Reporting To: Associate Director and Team Lead, Commercial Funding Full-Time/Part- Time: Full-time Salary Range : $54,486 - $74,170 Posting Date: July 14, 2026 Closing Date: July 28, 2026 Hours of Work: 8:30 a.m. – 5:00 p.m. Grade: Office Location:      12.3 Toronto Great location! Steps away from the main public transit station What we offer: Highly competitive compensation package which includes, base salary, bonus, benefits, and career advancement opportunities! *Eligibility for benefits is dependent on the terms of employment     The Opportunity:   The Analyst II plays a critical role in the successful fulfillment and closing of commercial mortgage transactions. This position is responsible for instructing, advancing, and managing mortgage files from the moment a financing offer is accepted through to final closing. Working within established company policies and procedures, the Analyst II ensures all documentation, conditions, and approvals are completed accurately and on time. This role is ideal for a detail‑oriented professional who thrives in a fast‑paced environment and enjoys taking ownership of files from commitment to completion.                                                                                                                                                                                           How you will contribute:   Enter complete and accurate loan details in the internal system using information from the from commitment letter, CMHC conditions, underwriting binder, and legal documentation. Instruct solicitors and external property insurance consultants in accordance with approved loan terms Review each file to identify and address special conditions outlined in the commitment letter and, where applicable, CMHC Certificate of Insurance. Confirm that all supporting documents and conditions precedent have been received, reviewed, and satisfied prior to advancing funds. Coordinate the closing process with the applicable investor, ensuring that all investor requirements are met and securing final approval Collaborate with the Origination teams to resolve outstanding conditions credit items and ensure all underwriting conditions are fulfilled. Establish and maintain the loan file within the paperless system throughout the funding process. Calculate interest adjustments, repair and tax holdbacks, and monthly tax components with precision Post monetary advances onto the internal system, ensuring all advances balance. Conduct a thorough post-funding review of assigned files to prepare them for audit and seamless transfer to the Commercial Asset Management Department. Process construction and progress draw advances on an ongoing basis Closely monitor the pipeline to ensure all data is kept accurate, preventing pooling issues or financial losses. Mitigate reputational, monetary, and legal risks in everyday tasks. Support special projects and departmental initiatives as assigned by senior leadership This position requires linguistic fluency.  Priority will be given to candidates completely fluent in English and French   The experience you need:   Bachelor’s degree in finance, economics, commerce, law, accounting, or a related field. Minimum 3 years of experience in Commercial Real Estate industry, with professional designation such as CCIM considered an asset Knowledge and understanding of CMHC policies and procedures Ability to demonstrate initiative, confidence, decisiveness, and resoluteness Up to date knowledge of commercial real estate trends and economic conditions Carries out duties with integrity and takes responsibility for actions Excellent written and verbal communication skills Demonstrated organizational ability with a proven track record of prioritizing and managing multiple tasks Analytical mindset with a focus on identifying and mitigating risk Comfortable working in a fast-paced, deadline-driven environment  Collaborative team player who is willing to take on additional responsibilities’ when needed Able to work independently, exercise sound judgment, and take ownership of an assigned portfolio with minimal supervision Proven ability to foster and maintain relationships Bilingualism required (French and English) - interactions with English and French speaking customers or partners   Relationships:   External Customers: Solicitors and external legal counsel External property insurance consultants Borrowers and their representatives Third‑party service providers (e.g., appraisers, consultants, tax authorities)   Internal Customers: Origination team Underwriting team Internal Funding team Commercial Asset Management Department Senior leadership within Commercial Mortgage Funding   Working Environment and Physical Demands Analysis:   Office environment Periods of high volume with tight timelines Long periods of stationary position/sitting Prolonged periods of repetitive movement (i.e. using a keyboard and mouse) Long periods of time in viewing a computer screen Multi-tasking may include speaking to customers on a telephone call while looking up information on a computer program.   Why join First National?   Competitive Compensation Comprehensive benefits program (i.e., Health Spending Account, Maternity and Parental Leave Top Up) Hybrid working environment Extensive training programs to set our employees up for success Modern office environment conducive to collaboration Supportive teamwork culture Opportunities to give back to the communities and work through events focused on a variety of charities Ongoing social events throughout the year   The team you’ll join: Founded in 1988, First National is one of Canada’s largest non-bank lenders. We provide residential mortgages exclusively through the mortgage broker channel and we are Canada’s largest commercial mortgage lender. First National has been consistently recognized as a great place to work and we are proud that our employee engagement feedback is higher than our industry partners.     We would like to thank all applications for their interest in this existing vacancy, but only candidates selected for an interview will be contacted.    First National is proud to be an equal opportunity employer and is committed to diversity and inclusion regardless of race, color, religion, national origin, age, gender identity, physical or mental disability, sexual orientation and any other category protected by law.   First National supports requests for accommodation from applicants with disabilities; please contact Human Resources at accessibility@firstnational.ca should you need an accommodation at any point in the recruitment process.   #FNLOON