Credit Analyst Assistant

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

Would you like to work for one of the World's largest banks in an exciting, dynamic and international environment?

We are currently recruiting for a Credit Analyst for our Japanese Corporate Banking Division in Düsseldorf.

Please not that this role is a fixed term contract.

Overall Purpose of the Job

• Conducting rating applications of Japanese corporate credit customers through financial analysis

• Preparing  credit  applications  of  Japanese  corporate  customers  in  case  of  renewal, change or set-up of credit facilities

Your impact at MUFG

• Making  financial  analysis  of  credit  customers  in  order  to  assign  them  correct  credit ratings as defined in the bank’s rating procedure.

• Preparing credit applications (renewal, change or setup of credit facilities) in cooperation with relationship managers in order to help providing the customers with required credit facilities, which are source of profit of the bank

• Conducting sector analysis for clients positioning in competitive environment

• Due data control: Monitoring of expiring borrower ratings and credit applications

• Contact person for external or internal auditors

In order to be successful in the role, you will need the following:

• Preferred is a university degree in Economics or Science but also an apprenticeship in a bank with  experience in a similar role is interesting

• Previous experience in a similar position is a plus but not a must

• Experience in handling rating applications and credit applications is required

• Familiarity in handling related in-house systems (GCARS, OVS, FiBridge, ZEUS, etc.)

• Basic knowledge of financial analysis, corporate finance and accounting

• Confident handling of MS Office products (Excel, Word, Power-point)

• Business fluent in German and English language, Japanese language skills on every level would be a plus

Personal requirements:

Integrity and Responsibility

• Balance Risk with Opportunity

• Customer Focus

• Demonstrate Global Perspective

Professionalism and Teamwork

• Drive For Results

• Collaborate and Build Partnerships

• Communicate Effectively and Professionally

Challenge Ourselves To Grow

• Influence and Inspire Others

• Lead Change & Seek Continuous Improvement

• Think Strategically

• Manage and Develop Talent

What do we have to offer:

We offer you a role in one of the largest banks of the world in a growing and international environment.  You have various opportunities to develop yourself and we will support you with that by offering various training and development possibilities.

• Gross salary based on experience and consistent with the market including bonus payment

• Contribution to capital forming benefits (“Vermögenswirksame Leistungen”)

• Sponsorship of a job ticket to fifty percent

• Lunch allowance

• Flextime to support your personal work-life-balance (“Gleitzeit”)

• Further training and educational programs, e.g. language courses

• Corporate benefits

• To work in an ambitious, international environment with colleagues from different countries and cultures, who strive for the best

Additional information:

Acquisition in response to this vacancy is not appreciated.

The role is based in Düsseldorf. All candidates need to be willing to relocate to Düsseldorf. Internal employees will be supported in case of relocation.

We are open to considering flexible working requests in line with organisational requirements.

MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.

We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.