Wait, What Do You Do?

. <div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px">Overview</H2> </div><div> As a Credit analyst, you will assess creditworthiness of prospective and existing borrowers, support decision-making of Head of Credit and Credit Committee, handle standard and complex credit transactions, including acquisition financing, cross-border structures and restructuring financing. Finally, you will contribute to ongoing credit initiatives within the Bank.</div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px">What you'll be doing</H2> </div><div> Key Responsibilities: • Prepare credit notes with focus on financial and operational analysis of borrowers and proposed credit facilities • Conduct annual credit reviews and internal rating assessments of existing borrowers within defined timelines • Collect and analyze financial and market information on borrowers, including financial reports, projections, market data and external research • Participate in bank meetings, roadshows and client meetings • Develop credit analysis and proposals • Recommend appropriate credit exposure levels in line with internal guidelines • Define credit structure, including covenants and guarantees • Support Relationship Managers in credit proposals, periodic reviews, waiver requests • Perform additional credit-related activities as assigned by Head of Credit</div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:16.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px">Who we are looking for</H2> </div><div> If you want to turn your passion into a career and you have the following characteristics, we are waiting for you: <ul> <li style="font-family:arial, helvetica, sans-serif">Minimum bachelor’s degree, preferably, in economics, accounting or business administration with focus in Finance</li> <li style="font-family:arial, helvetica, sans-serif">3-5 years of of experience in credit analysis of large Brazilian or International banks focused on the Corporate Banking segment </li> <li style="font-family:arial, helvetica, sans-serif">Written and verbal communication capabilities in Portuguese and English; </li> <li style="font-family:arial, helvetica, sans-serif">Knowledge of Microsoft Word and Excel;</li> <li style="font-family:arial, helvetica, sans-serif">Knowledge of the local Credit market and experience with financial analysis techniques, including financial projections;</li> <li style="font-family:arial, helvetica, sans-serif">Familiarity with the Brazilian credit products;</li> <li style="font-family:arial, helvetica, sans-serif">Knowledge of the banking regulatory environment in Brazil</li> </ul></div></div></div> <h2>About us</h2> Intesa Sanpaolo Brasil S.A. - Banco Múltiplo is a Corporate Bank within the IMI Corporate & Investment Banking Division of the Intesa Sanpaolo Group. It is the only Italian bank with an operational presence in Brazil, providing advanced corporate and investment banking solutions dedicated to the specific needs of companies, financial institutions and public organizations. Join an international and innovative Group. Don't wait for the future, choose it! #sharingfuture We guarantee an inclusive and equal environment. We will consider all applicants regardless of race, religion, sexual orientation, gender identity, marital status, national origin, age, disability, or any other protected category in compliance to D.lgs. 198/2006, 215/03 and 216/03. For the evaluation of the application, the data will be processed by Intesa Sanpaolo Brasil S.A. - Banco Múltiplo as Data Controller. We invite you to review the dedicated <a href="https://performancemanager.successfactors.eu/doc/custom/intesasanp/Information_privacy_V3.pdf">Privacy Information Notice</a> for more details.

Credit Analyst Associate (Sao Paolo, BR)