Data Engineer

Organization: At CommBank, we never lose sight of the role we play in other people’s financial wellbeing. Our focus is to help people and businesses move forward to progress. To make the right financial decisions and achieve their dreams, targets and aspirations. Each of us globally is dedicated to offering outstanding service, excellent advice and intuitive solutions to help our customers manage their finances in the ways they want to. Regardless of where you work within our organisation, your initiative, talent, ideas and energy all contribute to the impact that we can make with our work. Together we can achieve great things.

Job Title: Data Engineer

Location: - Bangalore

Business & Team: - We’re a team of talented technology and banking operations experts, working together to deliver cutting-edge, innovative and exceptional experiences for our customers.

Chief Operations Office is the heartbeat of the bank, where we reimagine banking operations and customer excellence.

We work across operational disciplines, including the financial crime lifecycle, which includes investigations, payment monitoring and customer due diligence. 

With a strong foundation in place, our footprint in India also includes Business, Institutional and Market Operations to strengthen support for Business Banking and Institutional clients. Our Retail Operations team oversees customer experiences in both secured and unsecured product categories, managing the entire loan process from credit decisioning to settlement for CBA and Bankwest brands.

Our customer service team provides round-the-clock support through messaging channels, ensuring seamless client engagement. We are experts at crafting credit risk models and validating credit, AI and market models.

Impact & contribution: - The role involves working closely with multiple teams like platform, credit risk, partnership teams, technology and CDAO to deliver partnership offers. Passionate about customers and the opportunity to build trust and customer advocacy through data-driven insights.

Roles & Responsibilities:

• Conduct analysis to understand the E2E data flow of the product

• Liaise with Product owner to ensure the prioritization is set

• Undertake assessment of data risks and existing controls that mitigate these risks and generate data quality assessment

• Engage with stakeholders to understand their business and use the data management framework to identify critical data elements (CDEs) and capture sufficient metadata

• Undertake identification of detailed data flow & lineage from point of data capture to point of data consumptions

• Work with stakeholders to Identify rules for data quality measurement and develop thresholds

• Independently manage the work stream and the relationship with stakeholders with escalation to Line Manager as necessary

• Contribute to improvement of data literacy, data management and data quality

Essential Skills:-

• Risk Mindset –All CommBank employees are expected to proactively identify and understand, openly discuss and act on current and future risks.

• 5-7 years Hands on experience on Data Warehouse/ETL concept

• Experience writing high quality, maintainable SQL, Stored procedures on large datasets – Specifically T-SQL

• Experience in writing stored procedures in Snowflake

• Experience in ELT tool such as DBT

• Knowledge in SSRS or equivalent reporting tool

• A good understanding of data sourcing for analytical needs through multiple tactical and strategic data sources, and supporting the data strategy of the bank

• Strong analytical, numerate and logical reasoning skills

• Strong attention to detail

• Implementing pipelines which deals with any format of data using CI/CD

• Advanced communication and engagement skills, with a collaborative style

• Ability to articulate complex analytical requirements and findings in common non-technical terms

• Experience of and/ or a desire to work within an Agile environment

• Flexible approach and able to deal with change and develop new ways of working to drive continuous improvement

• Python, Power BI – Good to have

• Ability to communicate insights and strategies both in writing and verbally

• Performance tuning and coding optimization techniques

Education Qualification:

B.E. or B.Tech. or equivalent or post-graduation degree in Computer Applications or IT or Business Administration