Exposure Management Analyst
Job Type:
PermanentBuild a brilliant future with Hiscox
About Hiscox
As an international specialist insurer, we are far removed from the world of mass-market insurance products. Instead, we are selective and focus on our key areas of expertise and strength, underpinned by a culture that encourages us to challenge convention and always look for a better way of doing things.
We insure the unique and the interesting. And we search for the same when it comes to talented people. Hiscox is full of smart, reliable human beings that look out for customers and each other. We believe in doing the right thing, making good and rebuilding when things go wrong. Everyone is encouraged to think creatively, challenge the status quo and look for solutions.
Scratch beneath the surface and you will find a business that is solid, but slightly contrary. We like to do things differently and constantly seek to evolve. We might have been around for a long time (our roots go back to 1901), but we are young in many ways, ambitious and going places.
Some people might say insurance is dull, but life at Hiscox is anything but. If that sounds good to you, get in touch.
About the team/division:
The Hiscox London Market Exposure Management Team comprises 8 people based in London. The role of the team is to help Hiscox London Market deliver its underwriting goals by controlling the level of exposures across multiple Lines of Business. The team is highly motivated and committed to ensure that all decisions involving catastrophe risk, modelled and non-modelled, are based on the latest science, information and analysis, and are carried out in a coherent fashion throughout the organisation.
We are a team that looks out for each other so that we can move forward individually and together through continuous improvement of our work. You will be sharing your technical knowledge and work experience naturally every day with the team and driving your own career development, thus shaping your own and the teams future.
The role
For this role we are looking for someone who can take ownership, work independently, and thrive on ambiguity. The successful candidate will be highly numerate, with an ability to think creatively and communicate effectively. You will need to confidently make sound business decisions and back these up with relevant data. You will need to find solutions to problems where there is not an established approach.
What you will be doing as an Exposure Management Analyst in our team:
Business as usual support
Your priority will be to ensure that the Underwriting Teams are equipped with the latest exposure information and are provided with insights upon the direction of travel of the portfolios exposures. A good amount of time will also be spent on delivering exposure roll-ups to the Hiscox Group to meet internal, Investor and Regulatory requirements. You will be responsible for ensuring that the data, methodologies and assumptions used are correct and up to date and that results have been reviewed by and communicated to the Underwriting team.
Driving change
Through your own drive and working together with highly experienced Underwriters, Pricing Analysts, the Group Exposure Management team and external service providers you will strive to continuously improve our approach to exposure management and be leading implementation of meaningful ways to answers exposure management related questions. In addition there is the need to move the existing processes forward and implement new and better ways of working through a controlled environment so more focus can be put on analysis and delivering insight back to the business.
Requirements
This role is suitable for a high-performing, analytical and enthusiastic individual who can associate themselves with the following:
You have a genuine interest in data, analytics, risk and problem-solving, and are excited by the opportunity to build a career within the insurance industry.
Whether you're a recent graduate or have some industry experience, you are intellectually curious and enjoy learning new concepts, technologies and ways of working.
You have strong numerical and analytical skills, with the ability to interpret data, identify trends and communicate findings clearly to both technical and non-technical audiences.
You enjoy working collaboratively with a variety of stakeholders and can build effective working relationships across teams.
You are naturally inquisitive and can challenge assumptions by translating analysis into meaningful business insights and answering the "so what?".
You are highly organised, able to manage competing priorities and comfortable working in a fast-paced environment where demands can be complex and varied.
You have a continuous improvement mindset and are motivated by opportunities to increase your technical expertise, commercial understanding and subject matter knowledge.
You are interested in using technology, coding, automation and data-driven thinking to solve business problems.
Our Must-Haves
Educated to degree level (or equivalent) in a numerical, mathematical, geographical, statistical, risk-related or other highly analytical discipline.
Recent graduates with a strong technical foundation are encouraged to apply, as are candidates with relevant industry or analytical experience.
Experience of, or a demonstrable interest in, coding, data analysis and quantitative problem-solving.
Knowledge of at least one of the following: Excel, SQL, Python, R, VBA or similar analytical tools.
Excellent communication and stakeholder management skills.
Fluent written and spoken business English.
Our Nice-to-Haves
Experience using Python, SQL, R or other analytical programming languages.
Exposure to insurance, risk management, catastrophe modelling or exposure management.
Experience working with large or complex datasets.
Tableau Desktop experience.
Dataiku experience.
Diversity and flexible working at Hiscox
At Hiscox we care about our people. We hire the best people for the job and we’re committed to diversity and creating a truly inclusive culture, which we believe drives success. We also understand that working life doesn’t always have to be ‘nine to five’ and we support flexible working wherever we can. No promises, but please chat to our resourcing team about the flexibility we could offer for this role.
Work with amazing people and be part of a unique culture