Fraud Analyst

<div class="content-intro"><p><span style="font-family: arial, helvetica, sans-serif;">SpaceXAI’s mission is to create AI systems that can accurately understand the universe and aid humanity in its pursuit of knowledge.&nbsp;</span><span style="font-family: arial, helvetica, sans-serif;">Our team is small, highly motivated, and focused on engineering excellence. This organization is for individuals who appreciate challenging themselves and thrive on curiosity. </span><span style="font-family: arial, helvetica, sans-serif;">We operate with a flat organizational structure. All employees are expected to be hands-on and to contribute directly to the company’s mission. Leadership is given to those who show initiative and consistently deliver excellence. Work ethic and strong prioritization skills are important. </span><span style="font-family: arial, helvetica, sans-serif;">All employees are expected to have strong communication skills. They should be able to concisely and accurately share knowledge with their teammates.</span></p></div><h3 data-pm-slice="1 1 []"><span style="font-family: arial, helvetica, sans-serif;">ABOUT THE ROLE:</span></h3> <p>We are seeking a Fraud Analyst to join our BSA/AML team. In this role, you will support the detection, investigation, and mitigation of financial crime risks, with a strong emphasis on fraud-related activity. You will play a key part in ensuring XMoney remains compliant with Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and related regulations while protecting the company and its customers from fraud and illicit activity.</p> <h3><span style="font-family: arial, helvetica, sans-serif;">RESPONSIBILITIES:</span></h3> <ul> <li>Monitor, investigate, and escalate potential fraud, money laundering, and suspicious activity alerts using transaction monitoring systems and case management tools.</li> <li>Conduct thorough reviews of customer activity, account behavior, and transaction patterns to identify red flags related to fraud and financial crime.</li> <li>Perform customer due diligence (CDD), enhanced due diligence (EDD), and ongoing monitoring reviews.</li> <li>Collaborate with Engineering and senior management to investigate complex cases and recommend risk mitigation actions.</li> <li>Maintain accurate documentation of investigations, findings, and decisions to support audit and regulatory examinations.</li> <li>Assist in the development, testing, and tuning of transaction monitoring rules and fraud detection scenarios.</li> <li>Stay current on emerging fraud typologies, AML regulations, and industry best practices; contribute to policy and procedure updates.</li> <li>Support internal and external audits, regulatory exams, and independent reviews of the BSA/AML program.</li> <li>Provide guidance and training to front-line staff on fraud and AML red flags as needed.</li> </ul> <h3><span style="font-family: arial, helvetica, sans-serif;">BASIC QUALIFICATIONS:</span></h3> <ul> <li>Minimum of 2 years of direct experience in fraud investigation, fraud operations, or fraud risk management within the financial services or fintech sector.</li> <li>Working knowledge of BSA/AML regulations, OFAC sanctions, and related compliance frameworks.</li> <li>Experience using transaction monitoring systems, case management platforms, and fraud detection tools.</li> <li>Strong analytical skills with the ability to interpret complex data and identify patterns of suspicious or fraudulent activity.</li> <li>Excellent written and verbal communication skills, including the ability to draft clear investigative narratives and regulatory filings.</li> </ul> <h3><span style="font-family: arial, helvetica, sans-serif;">PREFERRED SKILLS AND EXPERIENCE:</span></h3> <ul> <li>Experience in a fintech, payments, or digital banking environment.</li> <li>CAMS, CFE, or other relevant compliance/fraud certifications.</li> <li>Familiarity with SAR filing processes and FinCEN requirements.</li> <li>Experience collaborating across Fraud, Compliance, and Risk functions.</li> <li>Knowledge of emerging fraud trends (e.g., account takeover, synthetic identity, payment fraud, mule activity)</li> </ul> <h3><span style="font-family: arial, helvetica, sans-serif;"><strong>COMPENSATION AND BENEFITS:</strong></span></h3> <p><span style="font-family: arial, helvetica, sans-serif;">$100,000 - $135,000 USD</span></p> <p><span style="font-family: arial, helvetica, sans-serif;">Base salary is just one part of our total rewards package at xAI, which also includes equity, comprehensive medical, vision, and dental coverage, access to a 401(k) retirement plan, short &amp; long-term disability insurance, life insurance, and various other discounts and perks.</span></p> <h3><strong>ITAR REQUIREMENTS:</strong></h3> <ul> <li>To conform to U.S. Government export regulations, applicant must be a (i) U.S. citizen or national, (ii) U.S. lawful, permanent resident (aka green card holder), (iii) Refugee under 8 U.S.C. § 1157, or (iv) Asylee under 8 U.S.C. § 1158, or be eligible to obtain the required authorizations from the U.S. Department of State. Learn more about the ITAR&nbsp;<a href="https://www.pmddtc.state.gov/?id=ddtc_kb_article_page&amp;sys_id=24d528fddbfc930044f9ff621f961987">here</a>.&nbsp;</li> </ul><div class="content-conclusion"><p><em>SpaceXAI is an equal opportunity employer. For details on data processing, view our </em><em><a href="https://x.ai/legal/recruitment-privacy-notice" target="_blank">Recruitment Privacy Notice</a>.</em></p></div>