Partnership Risk Management Analyst

FLSA Status:

• Non Exempt

Job Summary

The Partnership Risk Analyst plays a key role in maintaining and enhancing the integrity of the bank’s risk and compliance management for external vendors and partners. Reporting to the Partnership Risk Management & Treasury Management Manager, this role is responsible for developing and executing ongoing control monitoring across bank partnerships involving digital assets, Banking-as-a-Service (BaaS), payments, and other third-party relationships. Responsibilities include ensuring operational consistency with contractual agreements, regulatory expectations, and internal risk management standards.

Job Duties

• Oversight & Risk Monitoring
  • Support the design and execution of risk based post-implementation oversight strategies for banking partners post throughout the partner lifecycle.
  • Create, document, maintain and enhance control monitoring frameworks tailored to each partnership based on contractual obligations.
  • Identify operational and compliance gaps and escalate concerns based on risk thresholds and frequency.
  • Coordinate with internal stakeholders (e.g., Compliance, Treasury, Specialty Banking) to ensure cross-functional adherence to oversight protocols.
  • Apply fintech partnership oversight standards and regulatory expectations across the full lifecycle, ensuring due diligence, ongoing monitoring, and documentation practices align with evolving compliance and risk management requirements.
• Daily Tasks
  • Review daily partner data submissions and reporting metrics.
  • Validate activity against agreed contractual KPIs and operational standards.
  • Track and document exceptions, escalations, control gaps, policy violations and real-time compliance indicators.
  • Maintain a daily checklist and oversight tracking tools to ensure proper execution of oversight items.
• Weekly Tasks
  • Conduct data validation reviews and internal reconciliations.
  • Prepare weekly performance reports highlighting trends, gaps, or concerns.
  • Attend and document weekly meetings with internal stakeholders or external partners as needed.
  • Monitor action items and ensure follow-through on pending issues or escalated items.
  • Review risk indicators and monitoring results to identify and recommend corrective actions of process improvement.
• Monthly Tasks
  • Conduct comprehensive monthly audits or reviews of partner performance.
  • Assist with the preparation of monthly oversight summaries, risk assessments, management reporting and reporting packages for leadership.
  • Recommend improvements to oversight procedures and controls based on partner performance data and monitoring results.
  • Partner with other departments to ensure cross-impacting controls are implemented and executed consistently.
  • Support audit-readiness by preparing documentation and compliance evidence.
  • Participate in periodic reviews by gathering documentation, evaluating partner performance, assessing risks, and documenting findings and recommendations
• Control Design & Management
  • Define and implement tailored control environments per partner based on contractual requirements and product/service complexity.
  • Distinguish between standard and custom controls based on risk exposure and service model.
  • Collaborate with the PRM Department Manager to ensure controls align with broader governance strategies.
  • Ensure oversight design accommodates partner-specific nuances while maintaining regulatory soundness.
  • Adheres to all Federal and State laws and regulations, including the Bank Secrecy Act.
  • All other duties as assigned.

Essential Functions

• To perform this job successfully, an individual must be able to perform each essential function satisfactorily. The requirements listed in this job description are representative of the knowledge, skills, and abilities required. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform the essential functions of the position.

Qualifications

• Education
  • High School Diploma or equivalent required.
• Experience
  • 2-5 years of experience in banking operations, compliance support, internal audit assistance, QA or vendor documentation tracking.
  • Experience in Fintech partnership relationship management is preferred.
  • Project management experience is preferred.
• Skills
  • Highly self-motivated with the ability to work independently, prioritize tasks, and drive work to completion with minimal supervision.
  • Demonstrates the ability to build and maintain positive third-party partner relationships by leading meetings, facilitating discussions, managing follow-up activities, and communicating effectively through phone, email, and virtual interactions.
  • Capable of leading discussions and presenting key information, including performance metrics, remediation plans, risk findings, control monitoring results, and periodic review outcomes, while driving alignment, accountability, and issue resolution.
  • Proven ability to develop, track, analyze, and report on control metrics and compliance monitoring activities.
  • Excellent interpersonal, written, verbal and presntation communication skills.
  • Highly organized and capable of managing multiple oversight plans, reviews, remediation activities and deadlines simultaneously.
  • Experience working with proprietary systems, workflow tools, and risk management platforms.
  • Proven ability to collaborate effectively  across departments in highly regulated environments.
  • Working knowledge of anti-money laundering (AML) regulations, third-party and FinTech partner risk management practices, compliance monitoring, and financial crime detection.

Supervised by

• Partnership Risk Management and Treasury Operations Manager

Supervises

• None

Management retains the discretion to change this job description at any time.