Wait, What Do You Do?

<div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:14.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Job Summary</b></H2> </div><div><p><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• We are seeking an Agile Product Owner to lead a cross-functional team in designing, developing, and deploying Risk based Advisory solutions for our wealth and retail banking sectors. You will bridge business stakeholders, users, and technical teams to ensure Risk based Advisory solutions deliver maximum value and align with strategic goals.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt"> </span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• We are looking for talented individuals who can be effective leaders with functional and operational expertise. You must be a strong communicator who builds trust-based relationships within the squad and amongst stakeholders.</span></p> <p><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• To co-ordinate development and delivery of series of digital wealth for the Affluent segment</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• To engage with Country Investment Advisors and other internal stakeholders to drive adoption and strategy of digital advisory tools.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• To assume end to end ownership of digital initiatives from ideation, design, development, and adoption.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Leverage Risk engine capabilities on risk analytics, scenario analytics etc within Affluent digital advisory applications.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• To bridge vendor products and internal technology and build a best-in-class advisory platform, fully integrating investment ideas and portfolio fitness in the advisory journey for clients.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• To liaise with external providers, research and evaluate tools and products, and onboard and collaborate where suitable, to increase Digital Advisory efficiency and effectiveness.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• To stay abreast of industry developments related to investment advisory and portfolio construction and incorporate best practices where possible.</span></p></div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:14.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Key Responsibilities</b></H2> </div><div><p><span style="text-decoration:underline"><strong><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">Strategy</span></strong></span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Owns the product journey, vision across the entire product life cycle, from inception, validation, build, delivery, run & iteration.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Maintains a commercial lens over the product, understand and communicate with relevant stakeholders on the commercial performance metrics and viability of products, and drive its adoption.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Creates a transparent, clear, and easy to understand product vision. </span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Owns the ‘WHY’ and ensure all members of the squad understand and embrace the vision & mission. The why should be closely aligned to the organization’s overall goals and ambitions. </span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Inspires the squad to continuously thrive in a growth mindset.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Sets goals for the squad and create actions plans to target for timely delivery.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Owns, maintains & constantly optimizes the product roadmap & product backlog. </span></p> <p><span style="text-decoration:underline"><strong><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">Business</span></strong></span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Gather requirements and feedback.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Design and develop platform and supporting data sources/interfaces.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Manage global enhancements book, roadmap, prioritization.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Manage vendors, do joint design, and influence product direction.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Integrate proprietary market views, assumptions and models.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Oversee testing phases, deployments and releases. </span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Collaborate with investments advisors in portfolio construction and advisory for clients.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Engage internal stakeholders such as legal, governance, and country teams to ensure alignment.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Drive adoption of the product.</span></p></div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:14.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"></H2> </div><div><p><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Embed Risk Analytics capability across Client & RM journeys across Affluent segment.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Embed the portfolio analytics capabilities such as risk analytics, scenario analytics, simulation, stress testing and client preference-based portfolio optimization in affluent digital advisory journeys (Direct to Client and RM based digital platforms)</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Collaborate with Country WM, IA, Group Client Journey teams design effective and efficient journey for sub segments. </span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Integrate with existing solutions and platform.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Constantly take feedback, iterate and improve platform and adoption.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Offer subject matter expertise on risk statistics, portfolio analytics and suitability.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Evolve platforms strategically and enable business development.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Research vendor offerings, evaluate and make best recommendations.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Ensure collaboration, facilitate knowledge sharing and digital solutions across various teams to help embed a streamlined and digital advisory process in markets. </span></p> <p><span style="text-decoration:underline"><strong><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">Processes</span></strong></span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Clearly aligns squad OKRs & KPIs with stakeholders and senior management, ensure these objectives and targets are well understood and aligned to the nature of your product.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Communicates and embed the OKRs and KPIs into every aspect of the product life cycle.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Identifies and maps the data sources required to validate and measure the performance of the features.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Performs post implementation review with squad, define measurement windows and prepare necessary data & metrics.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Translate data insights into prioritized product improvements.</span></p></div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:14.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"></H2> </div><div><p><span style="text-decoration:underline"><strong><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">People & Talent</span></strong></span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Coaches & mentor squad members to continuously uplift capability.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Fosters a culture based on trust, psychological safety & collaboration. </span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Lead through example and build the appropriate culture and values. Set appropriate tone and expectations from their team and work in collaboration with risk and control partners.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Employ, engage and retain high quality people.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Responsibility to review team capacity plans to ensure capabilities are released as per agreement with stakeholders.</span></p> <p><span style="text-decoration:underline"><strong><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">Risk Management</span></strong></span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Awareness and understanding of the main risks facing the Group and the role the individual plays in managing them.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Is accountable for ensuring compliance and risk adherence of products and services, engage with stakeholders to ensure necessary controls are adhered to and approvals are obtained. </span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Identifies all risks and issues that may impact project viability. Track, manage and report them as per the Bank’s standards. </span></p> <p><span style="text-decoration:underline"><strong><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">Governance</span></strong></span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Adherence to policies and control standards, ensuring compliance and operation within risk tolerance and risk appetite </span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Maintain awareness and understanding of the regulatory framework in which the Bank operates, and the regulatory requirements and expectations relevant to the role.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Responsible for delivering ‘effective governance’ within the deliverables and possessing the ability to constructively challenge relevant stakeholders and teams effectively.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Ability and willingness to work through details with relevant control functions in an open and collaborative manner to achieve the desired governance outcome within the bank’s risk appetite. </span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Work with global teams in Risk, Compliance and COO Office to ensure adherence to the Bank’s Risk framework, in the identification, assessment, mitigation, control and monitoring of risk. </span></p></div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:14.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"></H2> </div><div><p><span style="text-decoration:underline"><strong><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">Regulatory & Business Conduct</span></strong></span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Display exemplary conduct and live by the Group’s Values and Code of Conduct. </span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt"> </span><br><span style="text-decoration:underline"><strong><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">Key stakeholders</span></strong></span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Investment Advisors, Team Heads, Relationship Managers, (PvB and Retail)</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Global WM Product Teams</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Global and Country Technology teams</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Product Owners across Digital Advisory and Client Journey </span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Regional and Country CPBB heads</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Regional and Country WM Heads</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Country WM Product Heads</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Group, Regional and Country WM COO teams</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Global and country Legal & Compliance teams</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Global and Country Risk teams</span></p> <p><span style="text-decoration:underline"><strong><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">Other Responsibilities</span></strong></span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Do the right thing: Be brave, be the change; Think client; Live with integrity</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Never Settle: Continuously improve and innovate; Simplify; Learn from your successes and failures</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Better together: See more in others; How can I help? Build for the long term</span></p></div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:14.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Qualifications</b></H2> </div><div><p><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Minimum 8 years of experience in wealth management and private banking</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• MBA (Finance) or CFA or FRM strongly preferred.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Through understanding of Wealth management value chain and good understanding of core processes such as investment advisory & management and WM product landscape (including Equities, Fixed Income, Funds, Structured Products and Alternatives).</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Quantitative and Statistical skills including experience with risk modelling, risk analytics, scenario analysis, Monte Carlo simulation, stress testing and client preference-based portfolio optimization.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Experience in Risk Analytics, including VaR, Factor Risk models, Scenario Analysis.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Worked with traders and portfolio managers for Risk Analytics, Scenario analysis and Portfolio optimization.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Experience in Structured Products and Alternatives Risk modelling and Analytics.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Understanding of Risk Based Advisory.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Strong expertise in digital products and services in Wealth Management especially around Digital Advisory.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• 5+ years’ experience with agile delivery approaches (e.g. Scrum, SAFe), ideally working experience as a business analyst or similar role.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Experience in client personalization, digital analytics and recommendation systems. </span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Broad technology knowledge and comfort level, and history of successful matrix management while representing the wealth advisory business.</span></p></div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:14.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"></H2> </div><div><p><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• 5+ years in Digital & technology implementations, preferably in a large wealth management organization, handling complex implementations.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Experience in managing teams across a global organization with senior stakeholders in various locations.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Experience with dealing with emerging technologies, proofs of concepts, driving pilots, and product evaluations utilizing innovative client engagement technology.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Desired – Agile Product owner training/certification</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• 5+ years Product Delivery, Product Management or Product Owner Experience.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Proven experience in Scrum or similar Agile development methodology.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Be a self-starter that thrives in the face of challenge, clearing obstacles with a resourceful and creative approach to problem-solving.</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Understanding the Customer Experience design and user experience principle</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Expertise in external vendor and product management</span></p></div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:14.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>Skills and Experience</b></H2> </div><div><p><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Agile Product Owner</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Business Analysis</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Customer Experience design and user experience principle</span><br><span style="font-family:arial, helvetica, sans-serif;font-size:10.0pt">• Scrum or similar Agile development methodology</span></p></div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:14.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>About Standard Chartered</b></H2> </div><div><p>We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.</p> <p>Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.</p> <p>Together we:</p> <ul> <li><b>Do the right thing</b> and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do</li> <li><b>Never settle,</b> continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well</li> <li><b>Are better together,</b> we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term</li> </ul></div></div><div style="padding:10.0px 0.0px;border:1.0px solid transparent"><div style="font-size:14.0px;word-wrap:break-word"><H2 style="font-size:1.0em;margin:0.0px"><b>What we offer</b></H2> </div><div><p><b>In line with our Fair Pay Charter,</b> we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.</p> <ul> <li><b>Core bank funding for retirement savings, medical and life insurance,</b> with flexible and voluntary benefits available in some locations.</li> <li><b>Time-off</b> including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.</li> <li><b>Flexible working</b> options based around home and office locations, with flexible working patterns.</li> <li><b>Proactive wellbeing support</b> through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits</li> <li><b>A continuous learning culture</b> to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.</li> <li><b>Being part of an inclusive and values driven organisation,</b> one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.</li> </ul></div></div></div>