Regulatory Loan Data Review Specialist

Prosperity Bank is an Equal Opportunity Employer. 

POSITION PURPOSE 

Perform initial review of regulatory data required by bank regulations for commercial loan applications. 

ESSENTIAL FUNCTIONS AND BASIC DUTIES

1. Perform initial review of required regulatory data to assure completeness and accuracy.    
2. Identify errors or incomplete information, contact lending associates, and coordinate solutions for resolution.  
3. Establish and maintain effective communication with lending associates for completion of required loan file documentation. 
4. Learn and implement knowledge of loan data regulatory requirements. 
5. Effectively demonstrate professional communication at all levels to achieve desired results. 
6. Aid in other loan support activities as assigned. 

The above statements describe the general nature and level of work only.  They are not an exhaustive list of all required responsibilities, duties, and skills.  Other duties may be added, or this job description may be amended at any time.

SUPERVISORY RESPONSIBILITIES

This role has no supervisory responsibilities.

QUALIFICATIONS

Education/Certification: High school graduate or equivalent.

Some college education preferred.

EXPERIENCE REQUIRED: Experience in a financial institution not required.

Minimum two years’ experience requiring attention to detail, particularly working with numbers or documents.

KNOWLEDGE REQUIRED:  Ability to assess data quality, require accuracy, and articulate results.

SKILLS/ABILITIES: Personal educational and work history evidencing willingness to learn new skills and ability to successfully apply newly learned skills.

Detail oriented                                       

Accurate 

Working knowledge of Microsoft Excel, Word, and Outlook preferred   

Strong Time Management skills – effective at managing multiple priorities 

Ability to work both collaboratively and independently

Highly organized

Excellent oral and written communication skills with solid organizational, interpersonal, and problem-solving skills.

PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION

Talking: Especially where one must frequently convey detailed or important instructions or

ideas accurately, loudly, or quickly.

Average Hearing: Able to hear average or normal conversations and receive ordinary information.

Finger Dexterity: Using primarily just the fingers to make small movements such as typing, picking up small objects or pinching fingers together.

Repetitive Motion: Movements frequently and regularly required using the wrists, hands, and/or fingers.

Average Visual Abilities: Average, ordinary, visual acuity necessary to prepare or inspect documents or products, or operate machinery.

Physical Strength: Sedentary work; sitting most of the time.  Exerts up to 10 lbs. of force occasionally. 

No hazardous or significantly unpleasant conditions (such as in a typical office).

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MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION

Reasoning Ability:  Ability to apply common sense understanding to carry out detailed but uninvolved instructions and to deal with problems involving a few variables.

Mathematics Ability: Ability to perform basic math skills, use decimals to compute ratios, percentages, 

and to draw and interpret graphs.

Language Ability:  Ability to use passive vocabulary of 5,000-6,000 words; read at a slow rate;

And define unfamiliar words in dictionaries for meaning, spelling, and pronunciation.

Ability to write complex sentences, using proper punctuation, and using adjectives and adverbs.

Ability to communicate in complex sentences, using normal word order with present and past tenses and good vocabulary.