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Guardianlife

Senior Analyst - Actuarial

Gurgaon

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What you’ll work on

Full posting

  • Develop VM-22 PBR models for fixed immediate and deferred annuities in GGY AXIS.

From the employer’s posting
Modeling Develop VM-22 PBR models for fixed immediate and deferred annuities in GGY AXIS. Enhance GGY AXIS valuation models and incorporate updated PBR assumptions.

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Tools in this posting

  • excel
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Skills, Knowledge, and Behaviors - Advanced proficiency in MS Excel, including complex formulas, controls, and model design. - Strong hands-on experience with actuarial and analytical tools such as VBA, SQL/MS Access, Python,

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Sep 7, 2026

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Job description

Job Description:

Position Objective and Responsibilities

The candidate will be a key member of the Guardian India Actuarial Team, with ongoing partnership and support to the Annuity Valuation Team.

Key Responsibilities include:

Valuation

  • Calculate monthly reserves for Annuity products.
  • Provide reserve rollforwards, projections and Source of Earnings (SOE) analysis.

Modeling

  • Develop VM-22 PBR models for fixed immediate and deferred annuities in GGY AXIS.
  • Enhance GGY AXIS valuation models and incorporate updated PBR assumptions.

Experience Studies

  • Lead and review experience studies for annuity products.
  • Design, enhance, and maintain repeatable analytical tools to improve efficiency, transparency, and controls in experience studies.
  • Perform detailed data validation, reconciliation, and diagnostics to ensure high-quality inputs for actuarial analysis.
  • Translate experience study results into clear insights and recommendations for stakeholders.

Data Analytics & Reporting

  • Work on the monthly, quarterly, and annual reports for business partners.
  • Identify trends, emerging risks, and anomalies in business performance and proactively communicate findings.
  • Drive automation and simplification of recurring reports, reducing manual effort and increasing timeliness and accuracy.

Quality & Continuous Improvement

  • Act as a technical resource.
  • Proactively identify opportunities to improve data quality, analytical rigor, and process efficiency.
  • Build and maintain strong, collaborative relationships with business partners
  • Consistently demonstrate Guardian’s Core Values by acting with integrity, holding high professional standards, and delivering long-term business value.

Skills, Knowledge, and Behaviors

  • Advanced proficiency in MS Excel, including complex formulas, controls, and model design.
  • Strong hands-on experience with actuarial and analytical tools such as VBA, SQL/MS Access, Python,
  • Strong understanding of life insurance and annuity products, experience analysis, and assumption development.
  • Excellent analytical, problem-solving, and critical-thinking skills with the ability to interpret complex results.
  • Ability to clearly communicate technical concepts to non-technical stakeholders.
  • Proven capability to manage priorities.
  • Demonstrated mindset of continuous improvement, automation, and efficiency gains.
  • High level of professionalism, accountability, and alignment with organizational values.

Education and Experience

  • 2-3 years of progressive experience in actuarial roles, preferably within life insurance.
  • 4+ actuarial exams (CM1 & CS1 is preferable)
  • Strong practical experience in GGY AXIS, Valuation, data analytics & reporting.
  • Bachelor’s degree.

Location:

This position can be based in any of the following locations:

Gurgaon

Current Guardian Colleagues: Please apply through the internal Jobs Hub in Workday