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Business Analytics- Paytm Gold | Experience : 5-7 yrs

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Work setup in the employer’s posting: onsite
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Employment type Full-time Employment
Employment type in the employer’s posting: Full-time Employment
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What you’ll work on

Full posting

Digital Gold & Silver is one of the fastest-scaling propositions in the Wealth portfolio.

  • Diagnose churn and cancellation drivers and recommend structural fixes

  • Measure campaign efficacy and reconcile promotional spend against incremental GMV

  • Build cohort and retention frameworks across new, reactivated and repeat users

  • Build forecasting and scenario models for GMV, revenue and user base

  • Analyse A/B tests and control-group experiments to isolate true incrementality

From the employer’s posting
Digital Gold & Silver is one of the fastest-scaling propositions in the Wealth portfolio. As Senior Business Analyst, you will own the numbers end to end from acquisition through retention, churn, revenue and GMV. This is not a reporting role: you will frame problems independently, find root causes, size opportunities, and convert them into growth recommendations that Marketing and Business teams act on.
Diagnose churn and cancellation drivers and recommend structural fixes, not surface-level corrections.
Reconcile promotional burn against incremental GMV; establish ROI and cost-per-incremental-user benchmarks by campaign and segment.
Build cohort and retention frameworks (D0/D7/D30, monthly triangles) across new, reactivated and repeat users.
Develop forecasting and scenario models for GMV, revenue and user base to support planning cycles.
Analyse A/B tests and control-group experiments to isolate true incrementality.

What you’ll bring

All qualifications

Core experience

  • 5–7 years in business analytics, growth analytics or data science — preferably in consumer internet, fintech, e- commerce or financial services.
  • SQL — advanced: complex joins, window functions, CTEs and query optimization on large distributed datasets (Trino/Presto/Hive/Redshift/BigQuery).
  • Excellent communication; able to defend a recommendation with evidence in front of senior leadership.
  • Bachelor’s in Engineering, Statistics, Mathematics, Economics or a related quantitative discipline.
  • Experience with SIP / recurring-payment analytics, including mandate and autopay behaviour.
  • Ownership — treats the business target as their own.

Preferred experience

  • Python — pandas, numpy, statistical testing and automation; modelling libraries a plus.
Qualification wording
5–7 years in business analytics, growth analytics or data science — preferably in consumer internet, fintech, e- commerce or financial services.
SQL — advanced: complex joins, window functions, CTEs and query optimization on large distributed datasets (Trino/Presto/Hive/Redshift/BigQuery).
Excellent communication; able to defend a recommendation with evidence in front of senior leadership.
Bachelor’s in Engineering, Statistics, Mathematics, Economics or a related quantitative discipline. MBA or Master’s in a quantitative field preferred.
Experience with SIP / recurring-payment analytics, including mandate and autopay behaviour.
Ownership — treats the business target as their own.
Python — pandas, numpy, statistical testing and automation; modelling libraries a plus.
Education & alternatives
Education • Bachelor’s in Engineering, Statistics, Mathematics, Economics or a related quantitative discipline. MBA or Master’s in a quantitative field preferred. GOOD TO HAVE

About Paytm

Paytm is India's leading mobile payments and financial services distribution company.

In the employer’s words · Read in context

Apply at Paytm

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Status in our records
Live
First seen by us
Aug 21, 202675 days ago
Recorded sightings
151
Last seen by us
Nov 4, 2026

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How this job compares

Time since we first saw it

Day 75

Up longer than most. Similar jobs usually come down between day 5 and day 41.

From 10,593 similar postings that came down. Coming down is not always a hire.

Paytm is hiring

6 open jobs

Open jobs by the week we first saw them, last 12 weeks.

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See how this role fits your experience

Add your resume and we’ll mark which of these tools you already use, and point out anything in the posting that could rule you out.

  • Python
  • SQL
  • BigQuery
  • Excel
  • Hive
  • Power BI
  • Redshift
  • Superset
  • Tableau
  • Trino
  • NumPy
  • pandas
Where the posting names them
• SQL — advanced: complex joins, window functions, CTEs and query optimization on large distributed datasets (Trino/Presto/Hive/Redshift/BigQuery). • Python — pandas, numpy, statistical testing and automation; modelling libraries a plus. • Advanced Excel — pivots, complex formulas & macros
Technical Skills • SQL — advanced: complex joins, window functions, CTEs and query optimization on large distributed datasets (Trino/Presto/Hive/Redshift/BigQuery). • Python — pandas, numpy, statistical testing and automation; modelling libraries a plus.
• Python — pandas, numpy, statistical testing and automation; modelling libraries a plus. • Advanced Excel — pivots, complex formulas & macros • Data Modelling — dimensional modelling, star/snowflake schemas, event and funnel data structures, metric-layer design.
• Data Modelling — dimensional modelling, star/snowflake schemas, event and funnel data structures, metric-layer design. • Data Visualization — Tableau, Power BI, Superset or equivalent; dashboards that get used, not just built. • Product & Web Analytics — Google Analytics, CleverTap, Mixpanel, Amplitude or Firebase for funnel and journey analysis.

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About the role

We file this job under Analyst, by the work the posting describes.

Analysts answer business questions with data. They pull numbers with SQL, build reports and dashboards, and explain what changed and why to the people making decisions.

Most postings ask for SQL, spreadsheets, a dashboard tool such as Tableau or Power BI, and clear writing.

Unlike a data scientist, an analyst mostly explains what happened rather than building models that predict what will.

Job description

View original posting ↗

About Paytm
Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. 

ABOUT THE ROLE
Digital Gold & Silver is one of the fastest-scaling propositions in the Wealth portfolio. As Senior Business Analyst, you will own the numbers end to end from acquisition through retention, churn, revenue and GMV. This is not a reporting role: you will frame problems independently, find root causes, size opportunities, and convert them into growth recommendations that Marketing and Business teams act on.

KEY RESPONSIBILITIES

Business Insights & Growth
• Drive data-led growth across the acquisition, retention, churn, revenue and GMV lifecycle.
• Own deep-dive analytics to identify key drivers and opportunities for acquisition, engagement, retention and churn reduction.
• Drive Revenue and GMV growth in line with the Annual Operating Plan (AOP) through actionable insights and growth recommendations.

Customer & Lifecycle Analytics
• Analyse cohorts, journeys, segments and behavioural trends to improve customer lifetime value and repeat transactions.
• Build cohort and retention frameworks (D0/D7/D30, monthly triangles) across new, reactivated and repeat users.
• Diagnose churn and cancellation drivers and recommend structural fixes, not surface-level corrections.

Campaign Efficacy & Attribution
• Measure and optimize campaign efficacy — identifying the right segments, propositions, channels and levers to maximize incremental GMV and revenue.
• Conduct funnel, cohort, campaign and attribution analysis to identify performance gaps and recommend corrective actions.
• Reconcile promotional burn against incremental GMV; establish ROI and cost-per-incremental-user benchmarks by campaign and segment.
• Analyse A/B tests and control-group experiments to isolate true incrementality. Metrics, Dashboards & Models
• Build and track key business metrics, dashboards, performance frameworks and analytical models to monitor growth against AOP.
• Own metric definitions and data integrity; maintain a single source of truth across teams.
• Develop forecasting and scenario models for GMV, revenue and user base to support planning cycles.

Stakeholder Partnership
• Partner closely with Product, Marketing, Growth, DWH and Business teams to convert insights into measurable outcomes.
• Translate complex data into clear, actionable narratives for senior stakeholders and drive data-backed decision- making.
• Own analytical inputs for MBRs and business reviews — with a clear storyline, not just charts.

REQUIREMENTS
Experience
• 5–7 years in business analytics, growth analytics or data science — preferably in consumer internet, fintech, e- commerce or financial services.
• Demonstrated ownership of a product vertical or growth charter with measurable business impact.
• Experience with large-scale transactional and behavioural datasets in a high-velocity consumer business.

Technical Skills
• SQL — advanced: complex joins, window functions, CTEs and query optimization on large distributed datasets (Trino/Presto/Hive/Redshift/BigQuery).
• Python — pandas, numpy, statistical testing and automation; modelling libraries a plus.
• Advanced Excel — pivots, complex formulas & macros
• Data Modelling — dimensional modelling, star/snowflake schemas, event and funnel data structures, metric-layer design.
• Data Visualization — Tableau, Power BI, Superset or equivalent; dashboards that get used, not just built.
• Product & Web Analytics — Google Analytics, CleverTap, Mixpanel, Amplitude or Firebase for funnel and journey analysis.

Analytical & Business Capabilities
• Strong command of cohort analysis, funnel analysis, retention curves, LTV modelling, attribution methodologies and experiment design.
• Comfort with significance testing, regression, segmentation and clustering techniques.
• Commercial instinct — able to connect a metric movement to the underlying business mechanic and the money at stake.
• Excellent communication; able to defend a recommendation with evidence in front of senior leadership.

Education
• Bachelor’s in Engineering, Statistics, Mathematics, Economics or a related quantitative discipline. MBA or Master’s in a quantitative field preferred.

GOOD TO HAVE
• Exposure to wealth, investments, savings or commodity-linked products.
• Experience with SIP / recurring-payment analytics, including mandate and autopay behaviour.
• Familiarity with pricing, margin and unit-economics analysis.
• Experience mentoring junior analysts.

CORE COMPETENCIES
• Diagnostic mindset — pushes past the symptom to the root cause.
• Rigour — validates counts and stress-tests assumptions before publishing.
• Ownership — treats the business target as their own.
• Clarity — reduces complexity to a decision, not a data dump.
• Constructive dissent — challenges assumptions and targets with data, early.

Why join us?
A collaborative output driven program that brings cohesiveness across businesses through technology
Improve the average revenue per use by increasing the cross-sell opportunities
A solid 360 feedback from your peer teams on your support of their goals Respect, that is earned, not demanded from your peers and manager

Compensation: 
If you are the right fit, we believe in creating wealth for you with enviable 500 mn+ registered users, 25 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story.

Employment type

Full-time Employment

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Noida, Uttar Pradesh

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