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Data Scientist - AI (Collection)

Reads like a ML Engineer role: putting models into production.

Jakarta, ID

Pay
Pay not listed
Work setting
Not stated
Employment
Full-time — employment source
Employment type in the employer’s listing: Full-Time
From the employer’s posting
Apply at Kredivo Group

What you’ll work on

Full posting
  • Design and build LLM-powered collection chatbots and AI voice agents

  • Automate audit of desk collection calls and chats against SOPs using speech-to-text and LLMs

  • Develop predictive models for propensity-to-pay, contactability, and best channel/time

  • Design and analyze A/B tests on collection KPIs such as roll rate and recovery rate

  • Deploy and iterate on solutions with Engineering and Ops

From the employer’s posting
To design and build LLM-powered collection assistants (WhatsApp/in-app chatbots, AI voice agents/robocalls)
To build automated audit and analysis of desk collection calls and chats, using speech-to-text and LLMs to check them against collection SOPs at scale
To develop and improve predictive models (e.g. propensity-to-pay, contactability, best channel/time to contact)
To design and analyze A/B tests that measure impact on collection KPIs (roll rate, recovery rate, cost per collection)
To work with Engineering and Ops to deploy, scale and iterate on solutions

What you’ll bring

All qualifications

Core experience

  • Bachelor's or Master's in Computer Science, Statistics, Mathematics, Engineering or a related quantitative field
  • 2+ years of experience in data science or ML, ideally in fintech, lending, collections or customer operations
  • Strong Python and SQL; hands-on with ML libraries (scikit-learn, XGBoost/LightGBM, PyTorch or similar)
  • Hands-on experience building with LLMs: prompt engineering, RAG, function calling/agents, and LLM APIs or open-source models

Preferred experience

  • Experience deploying models to production or working with MLOps tools (Airflow, Docker, cloud platforms) is a plus
Qualification wording
Bachelor's or Master's in Computer Science, Statistics, Mathematics, Engineering or a related quantitative field
2+ years of experience in data science or ML, ideally in fintech, lending, collections or customer operations
Strong Python and SQL; hands-on with ML libraries (scikit-learn, XGBoost/LightGBM, PyTorch or similar)
Hands-on experience building with LLMs: prompt engineering, RAG, function calling/agents, and LLM APIs or open-source models
Experience deploying models to production or working with MLOps tools (Airflow, Docker, cloud platforms) is a plus
Education & alternatives
About you: - Bachelor's or Master's in Computer Science, Statistics, Mathematics, Engineering or a related quantitative field - 2+ years of experience in data science or ML, ideally in fintech, lending, collections or customer operations

Tools in this posting

  • Python
  • SQL
  • Docker
  • Airflow
  • LightGBM
  • PyTorch
  • scikit-learn
  • XGBoost
Source — Tool mentions in context
- 2+ years of experience in data science or ML, ideally in fintech, lending, collections or customer operations - Strong Python and SQL; hands-on with ML libraries (scikit-learn, XGBoost/LightGBM, PyTorch or similar) - Hands-on experience building with LLMs: prompt engineering, RAG, function calling/agents, and LLM APIs or open-source models
- Solid grounding in experimentation and statistics (A/B testing, causal inference basics) - Experience deploying models to production or working with MLOps tools (Airflow, Docker, cloud platforms) is a plus - Fluent in Bahasa Indonesia and good English; able to explain technical work to non-technical stakeholders

Posting record

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Actively hiringFirst seen by us 7 days ago, still listed, and not a repost of an earlier listing.

Status in our records
Live
First seen by us
Oct 16, 2026 · 7 days ago
Recorded sightings
7
Last seen by us
Oct 23, 2026
Employer says posted
Oct 14, 2026

These dates show when we found the listing. Check the employer’s website to confirm it is still accepting applications.

Your next step

  • Have your resume and examples of relevant work ready.
  • Check the listed location, eligibility and core experience before starting.
  • Ask the employer about the pay range before committing time to the process.

Complete your application on kredivo-group.breezy.hr. The employer’s form will show what is required.

Already applied? Track this application

Job description

View original posting ↗

Kredivo is hiring a Data Scientist – AI (Collection) in our Jakarta office to build AI-powered products that change how we collect payments from customers. This position will report to the Lead Data Scientist – Collection & SPG and will be accountable for designing, shipping and measuring AI solutions across the collection journey, from early reminders to late-stage recovery.

In this role you will also be responsible for driving AI transformation within Collection: building conversational AI (chatbots and voice bots/robocalls), automating desk collection audit processes, and applying LLMs to collection workflows. In addition, you will be responsible for proving business impact through rigorous experiments and working closely with Collection Ops, Product and Engineering to put models into production.



About the job:

  • To design and build LLM-powered collection assistants (WhatsApp/in-app chatbots, AI voice agents/robocalls)
  • To build automated audit and analysis of desk collection calls and chats, using speech-to-text and LLMs to check them against collection SOPs at scale and turn them into insights for Collection Ops
  • To develop and improve predictive models (e.g. propensity-to-pay, contactability, best channel/time to contact) that decide who to contact, when and how
  • To design and analyze A/B tests that measure impact on collection KPIs (roll rate, recovery rate, cost per collection)
  • To work with Engineering and Ops to deploy, scale and iterate on solutions, and to make sure they follow our internal collection guidelines

About you:

  • Bachelor's or Master's in Computer Science, Statistics, Mathematics, Engineering or a related quantitative field
  • 2+ years of experience in data science or ML, ideally in fintech, lending, collections or customer operations
  • Strong Python and SQL; hands-on with ML libraries (scikit-learn, XGBoost/LightGBM, PyTorch or similar)
  • Hands-on experience building with LLMs: prompt engineering, RAG, function calling/agents, and LLM APIs or open-source models
  • Exposure to conversational AI or voice tech (chatbot frameworks, STT/TTS, voice bot platforms) is a strong plus
  • Solid grounding in experimentation and statistics (A/B testing, causal inference basics)
  • Experience deploying models to production or working with MLOps tools (Airflow, Docker, cloud platforms) is a plus
  • Fluent in Bahasa Indonesia and good English; able to explain technical work to non-technical stakeholders
  • Product-minded and hands-on: you like shipping, measuring and iterating quickly

If this sounds like you, we would love to hear from you!


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Source details

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Jakarta, ID

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