Pay
$154K–$225K is typical
The middle half of what similar US postings state. This one doesn’t list pay.
From 2,958 postings in the last year. Stated ranges, not salaries paid.
Director, Credit Risk & Analytics
Corporate - Atlanta
Actively hiring, first seen by us 12 days ago- Pay
Pay amount needs review — pay source
The annual salary for this position is: $148,100.00 - $237,000.00May be eligible for bonus and equity. Benefits:
Read the full posting- Work setting
- Not stated
- Employment
Full-time — employment source
Employment type in the employer’s posting: Full time
From the employer’s posting
Before you apply
- Work authorization
- Must already have the right to work in the US
Applicants must be currently authorized to work in the United States on a full-time basis
What you’ll work on
Full postingSet originations strategy across credit policy, consumer pricing, fraud and decisioning
Evolve originations capabilities using technology, alternative data and analytics
Own P&L by developing forecast models and steering the business
Build and lead an analytical team, including manager-level leaders
Give data-grounded recommendations to executive leadership
From the employer’s posting
Setting originations strategy across credit policy, consumer pricing, fraud, and decisioning
Evolving originations capabilities to further expansion into full-spectrum lending, through technology, alternative-data, and analytics
Owning P&L responsibilities by developing forecast models and successfully steering the business to navigate a highly dynamic environment
Building and leading a world-class analytical team — hiring exceptional talent, developing manager-level leaders
Influencing executive decision-making with data-grounded recommendations
About Carmax
Along the way, we help every associate grow their career and achieve their best, at work and in their community.
In the employer’s words · Read in context
Posting record
Report an errorActively hiringFirst seen by us 12 days ago, still listed, and not a repost of an earlier posting.
- Status in our records
- Live
- First seen by us
- Oct 23, 202612 days ago
- Recorded sightings
- 28
- Last seen by us
- Nov 5, 2026
These dates show when we found the posting. Check the employer’s website to confirm it is still accepting applications.
How this job compares
Time since we first saw it
Day 12
Similar jobs usually come down between day 7 and day 54.
At Carmax, jobs usually come down by about day 52.
From 8,029 similar postings that came down, and 23 of Carmax’s. Coming down is not always a hire.
Carmax is hiring
15 open jobs
Open jobs by the week we first saw them, last 12 weeks.
- Data Leadership hiring is picking up
- Takes jobs down at a usual pace
- 13% of open jobs were reposted
See how this role fits your experience
Add your resume and we’ll mark which of these tools you already use, and point out anything in the posting that could rule you out.
- Python
- R
- SQL
- Snowflake
- Tableau
Where the posting names them
- Hands-on familiarity with machine learning and alternative data in a lending context - Working proficiency in SQL, Python or R, and modern data / BI tooling (Snowflake, Tableau, etc.) Work Location and Arrangement:
Your next step
Complete your application on carmax.wd1.myworkdayjobs.com. The employer’s form will show what is required.
Applying through Workday
- You create an account with each employer before you can upload anything. Every Workday employer has its own account, so one sign-up doesn’t carry over.
- “Autofill with Resume” comes right after sign-in, before the My Information and My Experience steps. Check every field it fills in those steps, since that’s what recruiters see.
- Your application status lives in that employer’s Candidate Home, under the same sign-in.
Already applied? Track this application
Has Carmax posted this job before?
Yes. We’ve followed 3 other Director, Credit Risk & Analytics jobs there since May 2026. 2 came down, usually after about 75 days. One is still up.
Large employers often post one title for several teams, so these can be separate openings.
About Carmax
- People
- About 29,514 in 2025.Benefit plan filings (Form 5500)
- Company
- Listed as KMX.
Demand for Data Leadership roles
New Data Leadership postings at the employers we follow are up 7% over the last 5 weeks compared with the 5 before.
Each bar is one week of new postings. The darkest bars are the last 5 weeks.
Counted from the hiring pages we’ve followed for at least five weeks, so employers we add don’t look like growth. Updated weekly.
About the role
We file this job under Data Leadership, by the work the posting describes.
Data leaders run data teams or design how a company's data fits together. Managers hire, set priorities and answer for whether the data work pays off; architects choose the systems and the shape of the data.
Expect years of hands-on data work, experience leading people or projects, and the ability to explain tradeoffs to executives.
Unlike a senior engineer or analyst, most of a data leader's week goes to people, planning and decisions rather than building.
US government figures for computer and information systems managers
- Median yearly pay, May 2025
- $175,140
- Expected change, 2025 to 2035
- 15.8% more jobsagainst 3.5% for all jobs
The government has no code for data leaders, so these figures are for the closest group, computer and information systems managers, which includes data processing and data operations managers.
Source: US Bureau of Labor Statistics, Occupational Employment and Wage Statistics (May 2025) and Employment Projections (2025 to 2035). Occupation code 11-3021.
Job description
9002 - Carmax Auto Finance - 225 Chastain Meadows Ct NW, Kennesaw, Georgia, 30144
CarMax, the way your career should be!
Director, Credit Risk & Analytics
About this job
As the captive lender behind the nation's largest used-car retailer, CarMax Auto Finance (CAF) is the leader in making car financing simpler, fairer, and more transparent – empowering customers across the credit spectrum to unlock affordability and drive away in the dream vehicle.
The Director of Credit Risk & Analytics owns the analytical engine behind that business. This is a builder's seat as much as an operator's. CAF is investing in our decisioning platform, our data infrastructure, and our use of alternative data — and we're looking for a leader who can both run the function with discipline and reshape it for what comes next.
You will spend your time
- Setting originations strategy across credit policy, consumer pricing, fraud, and decisioning — balancing growth, risk-adjusted return, and customer experience
- Evolving originations capabilities to further expansion into full-spectrum lending, through technology, alternative-data, and analytics.
- Owning P&L responsibilities by developing forecast models and successfully steering the business to navigate a highly dynamic environment
- Building and leading a world-class analytical team — hiring exceptional talent, developing manager-level leaders, and creating an environment where analysts do their best work
- Influencing executive decision-making with data-grounded recommendations, and serving as a thought partner to CAF and CarMax senior leadership
What you will need to succeed
We're looking for a player-coach who builds and develops talent, holds a high bar on analytical rigor, and brings genuine curiosity about how new data, new techniques, and new business models can change what's possible in auto lending. Given the breadth of the role, this leader will need to earn trust quickly with executives, cross-functional partners, and other key stakeholders.
To be eligible
- Bachelor's degree in mathematics, statistics, finance, economics, a related field, or equivalent experience; Master's degree preferred
- 8–10 years of proven credit policy and/or credit risk management experience (or equivalent) across multiple functional areas or products, including experience managing analysts and managerial staff; strong knowledge of financial services preferred
- Strong conceptual thinking skill to design and manipulate complex mathematical models to explain and predict business metrics, and to analyze complex data to draw conclusions and make business recommendations
- Ability to convert vague business objectives into concrete analysis tasks and lead a team to tackle them systematically
- Ability to inspire and lead analytical teams to effectively design and execute strategies that meet business goals and objectives
Bonus points for
- Advanced degree in a quantitative discipline (engineering, math, statistics, operations research, economics, physics, etc.)
- Prior leadership experience in auto finance, consumer lending, and/or fintech
- Hands-on familiarity with machine learning and alternative data in a lending context
- Working proficiency in SQL, Python or R, and modern data / BI tooling (Snowflake, Tableau, etc.)
Work Location and Arrangement:
This role will be based out of the CarMax Auto Finance office (Kennesaw, GA). Associates will work onsite 4 days per week.
Work Authorization: Applicants must be currently authorized to work in the United States on a full-time basis. Sponsorship will not be considered for this specific role.
About CarMax
CarMax disrupted the auto industry by delivering the honest, transparent and high-integrity experience customers want and deserve. This innovative thinking around the way cars are bought and sold has helped us become the nation’s largest retailer of used cars, with over 200 locations nationwide.
Our amazing team of more than 25,000 associates work together to deliver iconic customer experiences. Along the way, we help every associate grow their career and achieve their best, at work and in their community. We are recognized for our commitment to training and diversity and are one of the FORTUNE 100 Best Companies to Work For®.
CarMax is an equal opportunity employer, and all qualified candidates will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, genetic information, national origin, protected veteran status, age, disability status, or any other characteristic protected by law.
Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.
- the development and reward of subordinates and create an overall leadership talent pool.
The annual salary for this position is:
$148,100.00 - $237,000.00May be eligible for bonus and equity.
Benefits:
Except as otherwise required by state law, CarMax Associates are entitled to the following paid sick, vacation, and holiday time.
Associates that are considered full-time hourly or commission/incentive eligible:
- To earn up to 48 hours of sick time per year accrued on a per pay period basis and between 80 hours and 200 hours per year of vacation time after a 90 day waiting period depending on years of continuous service with the Company.
- For 8 hours of pay for each of a total of 6 paid scheduled holidays per year plus 1 floating holiday. If such an Associate does work on a scheduled holiday due to business need, they are eligible for Holiday Premium Pay.
Associates considered full-time salaried are entitled to paid time away with no specified limit as needed for sick, vacation, bereavement, jury duty, holidays, floating holiday, etc. subject to manager approval.
For more details about benefits, please visit our CarMax Benefits website.
Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.
Source details
Source notes
Source excerptsSelected passages from the saved posting. Check the full description for conditions and exceptions.
- Pay
The annual salary for this position is: $148,100.00 - $237,000.00May be eligible for bonus and equity. Benefits:
- Location & working pattern
Corporate - Atlanta
Benefits: Except as otherwise required by state law, CarMax Associates are entitled to the following paid sick, vacation, and holiday time. Associates that are considered full-time hourly or commission/incentive eligible:
- Work authorization
This role will be based out of the CarMax Auto Finance office (Kennesaw, GA). Associates will work onsite 4 days per week. Work Authorization: Applicants must be currently authorized to work in the United States on a full-time basis. Sponsorship will not be considered for this specific role. About CarMax