Fraud Data and Analytics Analyst

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions’ Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.

Job Description:

At Regions, the Fraud Data and Analytics Analyst transforms data into a meaningful format for operational and/or decision-making purposes, with a specialization in analyzing fraud-based threats. Focusing on day-to-day deliverables, this role works with senior analysts and managers to gather and interpret data for leaders to make data-driven decisions in support of fraud detection efforts and providing insights to protect the bank from financial loss.

Primary Responsibilities

• Performs in-depth analysis and interpretation of fraud-based threats impacting the bank by gathering and analyzing data, providing reports from the analysis, determining how fraud was conducted, quantifying losses, and providing recommendations to management to address the threat and mitigate losses
• Identifies fraud savings opportunities through net loss or operational efficiency / effectiveness
• Assesses effectiveness of current rule strategies and performs analysis to drive recommendations for enhancements
• Develops and executes transaction and system monitoring for unusual and/or suspicious merchants and other redemption activities
• Assists in the preparation of visual reports/presentations to present analysis to management
• Modifies reports that are valuable, readable, and presentable to stakeholders
• Interprets, analyzes, and provides insights to teams and managers to determine operational impact, trends, and opportunities
• Performs data analysis to help achieve data automation
• Creates and maintains databases to help classify and store information
• Completes day-to-day deliverables and ad-hoc data reports to support business needs/projects and answer data-related questions
• Ensures compliance by performing quality data audits, mining, and management
• Monitors data and analytics trends and seeks opportunities for continuous improvement
• Partners with the centralized Data Governance team to implement and support data governance and data quality requirements
• Stays abreast of best practices and fraud trends to optimize and refine controls used to detect fraudulent activity
• May offer guidance to junior analysts, ensuring proper training and tools are provided

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

Requirements

• Master's degree in Business, Computer Science, Information Systems, Finance, Statistics, Criminal Justice, Mathematics, Engineering, or related field and two (2) years of experience in a data analytics or related role
• Or, a Bachelor’s degree in Business, Computer Science, Information Systems, Finance, Statistics, Criminal Justice, Mathematics, Engineering, or related field and four (4) years of experience in a data analytics or related role

Preferences

• Experience utilizing analytical software and programming such as Structured Query Language (SQL), Statistical Analysis System (SAS), Python, Ruby, R, MATLAB, Scala, or Java
• Working knowledge of business intelligence software (e.g. Tableau, Power BI)
• Experience in Big Data Technologies like Snowflake, Hadoop, Hive, Impala, Spark, or Kafka
• Experience in Machine Learning, Deep Learning, or Artificial Intelligence

Skills and Competencies

• Advanced analytical skills
• Demonstrated leadership capabilities
• General knowledge of the banking industry
• General knowledge of fraud processes
• Proficiency in Microsoft Office (Excel, Word, PowerPoint, Outlook, etc.)
• Strong verbal, written communication, and organizational skills
• Strong work ethic and self-motivation

Additional Job Preferences

Data Analysis & Interpretation

• Ability to analyze large, complex datasets to identify trends, patterns, and anomalies
• Strong understanding of KPIs, metrics, and business performance indicators

SQL & Data Querying

• Advanced SQL for data extraction, transformation, and validation
• Experience with complex joins, CTEs, and performance optimization

Data Visualization & Reporting

• Designing interactive dashboards and reports using tools like Power BI, or Tableau
• Applying best practices in data storytelling, visualization design, and user-centered reporting

ETL & Data Preparation

• Experience working with data pipelines, transformations, and data cleansing
• Understanding of source systems, data lineage, and refresh schedules
• Experience with Python, Spark, and Snowflake systems
• Ability to deploy code to production using Git + Harness Pipelines

Data Modeling

• Knowledge of dimensional modeling (star/snowflake schemas)
• Ability to structure fact and dimension tables for efficient reporting

Regions will not sponsor applicants for work visas for this position. Applicants for this position must be currently authorized to work in the United States on a full-time basis.

Regions will not provide relocation assistance for this position, and relocation would be at your expense.  This position must be within a reasonable driving distance to Birmingham, AL, Atlanta, GA or Charlotte, NC. 

Position Type

Full time

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

Minimum:

$79,223.00 USD

Median:

$100,070.00 USD

Incentive Pay Plans:

This job is not incentive eligible.

Benefits Information

Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.

• Paid Vacation/Sick Time

• 401K with Company Match

• Medical, Dental and Vision Benefits

• Disability Benefits

• Health Savings Account

• Flexible Spending Account

• Life Insurance

• Parental Leave

• Employee Assistance Program

• Associate Volunteer Program

Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, please click or copy the link below to your browser.

https://www.regions.com/about-regions/welcome-portal/benefits

Location Details

Riverchase Operations Center

Location:

Hoover, Alabama

Equal Opportunity Employer/including Disabled/Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.