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Machine Learning Modeling Lead - Credit Modeling

San Francisco, California, United States

Live, first seen by us 9 days ago
Pay
Pay not listedSimilar roles state $166K–$240K
Work setting
Hybrid — work setting source
Work setup in the employer’s posting: Hybrid
From the employer’s posting
Employment
Full-time — employment source
Employment type in the employer’s posting: Full time
From the employer’s posting

What you’ll work on

Full posting
  • Lead ML solutions from data exploration and feature engineering to deployment and monitoring

  • Review junior scientists' submissions and suggest improvements

  • Manage model documentation, model reviews, and queries from validation teams

  • Work with implementation teams to deploy models to cloud or on-premises production

  • Translate banking domain challenges into data-driven solutions with business stakeholders

From the employer’s posting
Lead end-to-end ML solution development & innovation from data exploration, feature engineering, model development, validation, deployment, and monitoring.
Support and review junior scientist submissions and share enhancement suggestions
Responsible for managing queries raised by Validation teams for the model
Collaborate with implementation teams to deploy models into production environments (cloud or on premises).
Work closely with business stakeholders to translate banking domain challenges into data-driven solutions.

What you’ll bring

All qualifications

Core experience

  • Knowledge of MLOps frameworks (MLflow, Kubeflow, Airflow, Docker, Kubernetes) is added benefit.
  • Excellent communication skills and ability to explain complex concepts to non-technical stakeholders.
Qualification wording
Knowledge of MLOps frameworks (MLflow, Kubeflow, Airflow, Docker, Kubernetes) is added benefit.
Excellent communication skills and ability to explain complex concepts to non-technical stakeholders.
Education & alternatives
- Demonstrable leadership ability, superior problem solving and people management skills - Master’s or Similar in Computer Science, Data Science, Statistics, Applied Mathematics, or a related quantitative field Skills:
Apply at EXL Service

Posting record

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Status in our records
Live
First seen by us
Oct 27, 20269 days ago
Recorded sightings
20
Last seen by us
Nov 5, 2026
Reposted
once since Aug 14, 2026

These dates show when we found the posting. Check the employer’s website to confirm it is still accepting applications. We count a repost when the same title and location comes back as a new listing within 60 days of the last one coming down. Some hiring systems expire listings on a schedule, so repost rates vary by system.

How this job compares

Pay

$166K–$240K is typical

The middle half of what similar US postings state. This one doesn’t list pay.

From 1,279 postings in the last year. Stated ranges, not salaries paid.

Time since we first saw it

Day 9

Similar jobs usually come down between day 6 and day 70.

At EXL Service, jobs usually come down by about day 17.

From 4,504 similar postings that came down, and 220 of EXL Service’s. Coming down is not always a hire.

EXL Service is hiring

203 open jobs

Open jobs by the week we first saw them, last 12 weeks.

  • Takes jobs down at a usual pace
  • 4% of open jobs were reposted
Hiring record

See how this role fits your experience

Add your resume and we’ll mark which of these tools you already use, and point out anything in the posting that could rule you out.

  • Python
  • SQL
  • Docker
  • Kubernetes
  • MLflow
  • Airflow
  • NumPy
  • pandas
  • PyTorch
  • scikit-learn
  • TensorFlow
  • XGBoost
Where the posting names them
Skills: - Expert in Python, SQL, ML libraries (Numpy, Pandas, Scikit-learn, TensorFlow, PyTorch) and techniques (Regression, Decision Trees, Ensembles: XGBoost, GBM, Random Forest, Unsupervised Learning, etc.). - Knowledge of MLOps frameworks (MLflow, Kubeflow, Airflow, Docker, Kubernetes) is added benefit.
- Expert in Python, SQL, ML libraries (Numpy, Pandas, Scikit-learn, TensorFlow, PyTorch) and techniques (Regression, Decision Trees, Ensembles: XGBoost, GBM, Random Forest, Unsupervised Learning, etc.). - Knowledge of MLOps frameworks (MLflow, Kubeflow, Airflow, Docker, Kubernetes) is added benefit. - Strong grasp of statistical modeling, optimization, and deep learning techniques.

Your next step

Complete your application on fa-ewjt-saasfaprod1.fa.ocs.oraclecloud.com. The employer’s form will show what is required.

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Already applied? Track this application

About EXL Service

People
About 65,000 in 2025, up 9% from the year before.Annual report (SEC Form 10-K)
Company
Listed as EXLS.

Demand for ML Engineer roles

New ML Engineer postings at the employers we follow are up 12% over the last 5 weeks compared with the 5 before.

Weekly new ML Engineer postings at the same employers, from the week of August 17 to the week of October 26. The fewest in a week was 625, the most 1,094, and the latest week had 876.
August 17Last week

Each bar is one week of new postings. The darkest bars are the last 5 weeks.

Counted from the hiring pages we’ve followed for at least five weeks, so employers we add don’t look like growth. Updated weekly.

About the role

We file this job under ML Engineer, by the work the posting describes.

ML engineers put machine learning models into products. They write the code that trains, ships, serves and monitors models so a recommendation or prediction works for real users.

Postings ask for strong Python and software engineering, a framework such as PyTorch, cloud services, and more and more often experience with large language models.

A data scientist often works out which model to build; an ML engineer makes it run reliably in production.

US government figures for computer and information research scientists

Median yearly pay, May 2025
$140,300
Expected change, 2025 to 2035
21.8% more jobsagainst 3.5% for all jobs

The government has no code for ML engineers, so these figures are for the closest group, computer and information research scientists.

Source: US Bureau of Labor Statistics, Occupational Employment and Wage Statistics (May 2025) and Employment Projections (2025 to 2035). Occupation code 15-1221.

Job description

View original posting ↗

We are seeking a highly skilled and experienced Machine Learning Modeling Lead - Credit Modeling to join our ML Model Innovation team within the banking/fintech domain (digital lending). The ideal candidate will be responsible for leading the development and deployment of machine learning models that power key business decisions such as collections models, credit risk scoring, fraud detection, customer segmentation, and personalized financial services. 

The Individual needs to have strong knowledge of banking business, data and domain across the customer lifecycle as well as bureau data. They will collaborate with cross-functional teams and provide technical leadership to junior ML modelers and data scientists.

Key Roles and Responsibilities -

  • Lead end-to-end ML solution development & innovation from data exploration, feature engineering, model development, validation, deployment, and monitoring. 
  • Develop robust models which can drive business benefits. Support and review junior scientist submissions and share enhancement suggestions
  • Responsible for documentation/documentation reviews, model reviews and submission 
  • Responsible for managing queries raised by Validation teams for the model
  • Collaborate with implementation teams to deploy models into production environments (cloud or on premises).
  • Work closely with business stakeholders to translate banking domain challenges into data-driven solutions.
  • Guide junior data scientists and engineers on best practices in model development
  • Continuously evaluate new tools, technologies, and frameworks relevant to ML in finance.
  • Publish internal research and promote a culture of innovation and experimentation.

Candidate Profile:

  • Strong business knowledge of banking analytics across the retail banking customer lifecycle.
  • 9+ years of experience in applied machine learning model development in the banking or financial services domain.
  • Hands-on experience leading ML projects and teams.
  • Strong experience with model development, deployment and monitoring in production environments.
  • Familiarity with collections, underwriting, fraud and ethical considerations in banking ML models.
  • Demonstrable leadership ability, superior problem solving and people management skills
  • Master’s or Similar in Computer Science, Data Science, Statistics, Applied Mathematics, or a related quantitative field

Skills:

  • Expert in Python, SQL, ML libraries (Numpy, Pandas, Scikit-learn, TensorFlow, PyTorch) and techniques (Regression, Decision Trees, Ensembles: XGBoost, GBM, Random Forest, Unsupervised Learning, etc.).
  • Knowledge of MLOps frameworks (MLflow, Kubeflow, Airflow, Docker, Kubernetes) is added benefit.
  • Strong grasp of statistical modeling, optimization, and deep learning techniques.
  • Excellent communication skills and ability to explain complex concepts to non-technical stakeholders.
Source details

View original posting ↗

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Pay

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Location & working pattern

San Francisco, California, United States

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