Affirm

Manager, Machine Learning Engineering, Checkout

Reads like a Data Leadership role: running a data team.

Remote Spain

Actively hiring, first seen by us 7 days ago

Pay: €103,000–139,000/year · Base — pay source
Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). ESP base pay range per year: €103,000 - €139,000 Additional benefits include:
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Work setting: Remote — work setting source
Listed location: Remote Spain
Read the full posting
Employment: Not stated

Before you apply

Work authorization: Sponsors visas

What you’ll work on

Full posting

Set the technical strategy for the team and tie it to business-impacting underwriting projects
Develop engineers through feedback, guidance and leading by example
Partner with product, design, analytics and risk on technical trade-offs and risks
Lead the team's ML techniques to predict repayment behavior and optimize loan offers
Take part in an on-call rotation

From the employer’s posting

Set the technical strategy for your team, and help your engineers tie it together with critical, business-impacting projects in our underwriting system

Develop talent by providing feedback and guidance, and leading by example.

partnering with product management, design, analytics, and risk to ensure technical sustainability, risks and trade-offs are well understood and managed

You will lead your team in using novel ML techniques and rich data representations to predict repayment behavior and optimize how we offer loans to our borrowers.

There would be an on-call rotation for this role as a requirement.

Education & alternatives

What We Look For - Bachelor's in a technical field with 8+ years of industry experience, including 3+ years managing engineers. - A background in financial services, specifically in credit / lending.

Benefits in the posting

Full benefits wording

Base Pay Grade - P
Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).
Additional benefits include:
Away Days - wellness days to take off work and recharge
Learning & Development programs
Parental benefit
Employee Resource & Community Groups
Location - Remote Spain
Remote-first with flexibility built in Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.
Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.
For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.

From the employer’s posting.

Apply at Affirm

Posting record

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Actively hiringFirst seen by us 7 days ago, still listed, and not a repost of an earlier posting.

Status in our records: Live
First seen by us: Oct 27, 20267 days ago
Recorded sightings: 14
Last seen by us: Nov 4, 2026

These dates show when we found the posting. Check the employer’s website to confirm it is still accepting applications.

How this job compares

Time since we first saw it

Day 7

Similar jobs usually come down between day 7 and day 53.

From 7,797 similar postings that came down. Coming down is not always a hire.

Affirm is hiring

17 open jobs

Open jobs by the week we first saw them, last 12 weeks.

Data Leadership hiring is picking up
Takes jobs down at a usual pace
6% of open jobs were reposted

Hiring record

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Has Affirm posted this job before?

Yes. We’ve followed 2 other Manager, Machine Learning Engineering, Checkout jobs there since October 2026. All 2 are still up.

Place not statedStill up after 8 days, first seen Oct 27
Place not statedStill up after 8 days, first seen Oct 27
This jobUp 8 days so far, first seen Oct 27

Job description

View original posting ↗

At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.

Join Affirm as a Machine Learning Engineering Manager and become a pivotal part of our International Credit Machine Learning group. Specifically, you will manage a team of ML engineers that builds the models powering credit lending decisions in countries across Europe and in Australia. You will lead your team in using novel ML techniques and rich data representations to predict repayment behavior and optimize how we offer loans to our borrowers.

In this role, you will help shape the future of machine learning at Affirm. You'll partner with engineering, product, and risk leaders to design, implement, and scale advanced ML solutions that drive critical capabilities across the company. You will mentor engineers, bring clarity to complex, ambiguous problems, and contribute to a cohesive long-term ML strategy.

What you'll do

Set the technical strategy for your team, and help your engineers tie it together with critical, business-impacting projects in our underwriting system
Act as a force multiplier through your definition and advocacy of technical solutions and operational processes.
Collaborate across teams in the product development lifecycle by partnering with product management, design, analytics, and risk to ensure technical sustainability, risks and trade-offs are well understood and managed.
Develop talent by providing feedback and guidance, and leading by example.
On-Call Rotation - There would be an on-call rotation for this role as a requirement.

What We Look For

Bachelor's in a technical field with 8+ years of industry experience, including 3+ years managing engineers.
A background in financial services, specifically in credit / lending.
Proficiency in machine learning with experience in areas including tree-based models, transformers, deep learning, and agentic ML.
Strong engineering skills and the ability to provide hands-on technical leadership while working with our code and architecture.
You thrive in ambiguity, and are comfortable moving from low-level language idioms all the way to the architecture of large systems to understand how they work

Compensation & Benefits

Base Pay Grade - P

Equity Grade - 6

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

ESP base pay range per year: €103,000 - €139,000

Additional benefits include:

Flexible Spending Wallets for tech, food and lifestyle
Away Days - wellness days to take off work and recharge
Learning & Development programs
Parental benefit
Employee Resource & Community Groups

We are able to offer visa sponsorship for this role, but do require that someone is based in Spain for the role.

Location - Remote Spain

#LI-Remote

Remote-first with flexibility built in
Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

Benefits designed for you
Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:

Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.

For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.

By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and consent to the use of your personal information as described.

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