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Quantitative Analytics Manager, Affirm Bank Model Governance

Pay
Multiple pay statements — pay source
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT): $220,000 - $280,000 USA base pay range (all other U.S. states): $195,000 - $255,000
USA base pay range (CA, WA, NY, NJ, CT): $220,000 - $280,000 USA base pay range (all other U.S. states): $195,000 - $255,000 Please note that visa sponsorship is not available for this position.
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Work setting
Remote — work setting source
Listed location: Remote US
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Employment
Not stated

Before you apply

Work authorization
Must already have the right to workPlease note that visa sponsorship is not available for this position

What you’ll work on

Full posting
  • Independently validate credit and fraud models, including machine learning models

  • Build automated Python monitoring for KRI/KPI drift, population stability and feature importance

  • Drive remediation of validation findings with first-line model developers

  • Support timely resolution of audit and regulatory requests

  • Support model validation for Bank-owned models as the Bank MRM function is built out

From the employer’s posting
Conduct rigorous, independent validations of sophisticated credit/fraud models—including machine learning and traditional statistical models
Develop automated, independent monitoring suites in Python to track KRI/KPI drift, population stability (PSI), and feature importance shifts in real-time
Partner with 1st-line Model Developers to drive the remediation of validation findings
Partner with Internal Audit, Internal Controls, and Compliance to facilitate the timely resolution of audit and regulatory requests.
Support the model validation requirements for Bank owned models.
Apply at Affirm

Posting record

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Open 3 monthsWe first saw this posting 97 days ago and it is still up. Roles open this long are often slow to fill or kept open to collect applications.

Status in our records
Live
First seen by us
Jul 29, 202697 days ago
Recorded sightings
140
Last seen by us
Nov 4, 2026

These dates show when we found the posting. Check the employer’s website to confirm it is still accepting applications.

How this job compares

Time since we first saw it

Day 97

Up longer than most. Similar jobs usually come down between day 5 and day 57.

From 607 similar postings that came down. Coming down is not always a hire.

Affirm is hiring

17 open jobs

Open jobs by the week we first saw them, last 12 weeks.

  • Hiring has slowed
  • Takes jobs down at a usual pace
  • 6% of open jobs were reposted
Hiring record

See how this role fits your experience

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  • Python
  • SQL
  • pandas
  • scikit-learn
Where the posting names them
- Full-Stack Model Validation: Conduct rigorous, independent validations of sophisticated credit/fraud models—including machine learning and traditional statistical models—focusing on conceptual soundness, data integrity, and performance stability. - Advanced Quantitative Monitoring: Develop automated, independent monitoring suites in Python to track KRI/KPI drift, population stability (PSI), and feature importance shifts in real-time. - Remediation & Technical Advisory: Partner with 1st-line Model Developers to drive the remediation of validation findings, ensuring models and strategies are not only compliant but mathematically robust.
- Technical familiarity with loss forecasting/fraud prediction, and stress-testing frameworks. - Expert-level proficiency in Python (specifically pandas, scikit-learn, statsmodels) for replicative modeling and backtesting. - Mastery of SQL for wrangling large-scale, distributed datasets and performing complex data lineage audits.
- Expert-level proficiency in Python (specifically pandas, scikit-learn, statsmodels) for replicative modeling and backtesting. - Mastery of SQL for wrangling large-scale, distributed datasets and performing complex data lineage audits. - A natural problem-solver with a meticulous eye for detail, a deep curiosity for how strategies perform, and sharp critical-thinking skills.

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About the role

We file this job under Data Governance, by the work the posting describes.

Data governance staff keep a company's data accurate, documented and used within the rules. They agree what key fields mean, set up quality checks, track who owns each dataset and look after master data.

Postings ask for SQL, a governance tool such as Collibra or Informatica, knowledge of privacy and data rules, and a lot of work with other teams.

A data engineer builds the systems that move data; governance staff set and check the standards that data has to meet.

Job description

View original posting ↗

At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.

We’re looking for an intelligent, driven professional to join our Bank Model Risk Management (MRM) team. This team seeks to establish, maintain and oversee an effective MRM framework to identify, quantify, monitor, mitigate and report on model risk. You will have an outstanding opportunity to work cross-functionally to develop a profound understanding of models that drive critical business decisions, and add value to the Bank by mitigating risks due to ineffective model design or model misuse. 

What You'll Do

  • Full-Stack Model Validation: Conduct rigorous, independent validations of sophisticated credit/fraud models—including machine learning and traditional statistical models—focusing on conceptual soundness, data integrity, and performance stability.
  • Advanced Quantitative Monitoring: Develop automated, independent monitoring suites in Python to track KRI/KPI drift, population stability (PSI), and feature importance shifts in real-time.
  • Remediation & Technical Advisory: Partner with 1st-line Model Developers to drive the remediation of validation findings, ensuring models and strategies are not only compliant but mathematically robust.
  • Audit & Regulatory Liaison: Partner with Internal Audit, Internal Controls, and Compliance to facilitate the timely resolution of audit and regulatory requests.
  • Affirm Bank: Work for the internal Bank team to support the build out of the Bank Model Risk Management function. Support the model validation requirements for Bank owned models.

What We Look For

  • 7+ years of professional experience in a highly technical capacity, such as Credit/Fraud/Financial Risk Modeling, Model Validation, or Quantitative Analytics
  • Deep understanding of the consumer credit lifecycle and/or fraud detection.
  • Technical familiarity with loss forecasting/fraud prediction, and stress-testing frameworks.
  • Expert-level proficiency in Python (specifically pandas, scikit-learn, statsmodels) for replicative modeling and backtesting.
  • Mastery of SQL for wrangling large-scale, distributed datasets and performing complex data lineage audits.
  • A natural problem-solver with a meticulous eye for detail, a deep curiosity for how strategies perform, and sharp critical-thinking skills.
  • Exceptional interpersonal and communication skills, with a proven ability to translate complex technical ideas for any audience.

Base Pay Grade - O

Equity Grade -  USA 12

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT): $220,000 - $280,000

USA base pay range (all other U.S. states): $195,000 - $255,000

Please note that visa sponsorship is not available for this position.
 
#LI-Remote
 

Remote-first with flexibility built in
Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

Benefits designed for you
Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:

  • Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
  • Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
  • Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
  • Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.

For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.

By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and consent to the use of your personal information as described.

Source details

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Pay
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT): $220,000 - $280,000 USA base pay range (all other U.S. states): $195,000 - $255,000
More source context
USA base pay range (CA, WA, NY, NJ, CT): $220,000 - $280,000 USA base pay range (all other U.S. states): $195,000 - $255,000 Please note that visa sponsorship is not available for this position.
Location & working pattern

Remote US

Please note that visa sponsorship is not available for this position. #LI-Remote Remote-first with flexibility built in Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience. Benefits designed for you Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:
Work authorization
USA base pay range (all other U.S. states): $195,000 - $255,000 Please note that visa sponsorship is not available for this position. #LI-Remote

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