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Senior AI Engineer - Wholesale Credit Risk Analytics

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Employment
Full-time — employment source
Time Type: Full time------------------------------------------------------ Most Relevant Skills
Employment type in the employer’s posting: FULL_TIME
From the employer’s posting

What you’ll work on

Full posting
  • Design the architecture of a secure agentic AI platform with orchestration, RAG and tool integration

  • Write hands-on code for foundational components, proofs-of-concept and the hardest technical problems

  • Partner with quant modelers and model risk teams to pick high-value AI use cases

  • Build secure integrations with internal data, external APIs and LLMs

  • Lead, mentor and manage a team of software engineers and project timelines

From the employer’s posting
Lead the architectural design of a scalable, robust, and secure agentic AI platform, including core components for orchestration, knowledge retrieval (e.g. RAG), and tool integration.
Engage in hands-on software development to build foundational components, create proofs-of-concept, and tackle the most complex technical challenges.
Identify, scope, and prioritize use cases for the agentic workflow platform, ensuring they deliver measurable value and align with strategic objectives.
Design and implement secure integrations with internal data sources, external APIs, and various LLMs, ensuring compliance with all data governance and security policies.
Lead, mentor, and inspire a team of software engineers, fostering a culture of technical excellence, innovation, and collaboration.

What you’ll bring

All qualifications

Core experience

  • Expertise in Python: Deep proficiency in Python and its ecosystem of libraries for backend development and data processing and modern AI frameworks such as LangChain
  • Familiarity with Model Development: Understanding of the market and/or credit risk model development lifecycle (e.g., for PD, LGD, EAD models) and associated regulatory requirements (e.g., SR 11-7, CCAR, CECL, etc.).
  • Excellent Communication: Ability to effectively communicate complex technical concepts to both technical and non-technical stakeholders and to translate business needs into concrete technical requirements.
Qualification wording
Expertise in Python: Deep proficiency in Python and its ecosystem of libraries for backend development and data processing and modern AI frameworks such as LangChain
Familiarity with Model Development: Understanding of the market and/or credit risk model development lifecycle (e.g., for PD, LGD, EAD models) and associated regulatory requirements (e.g., SR 11-7, CCAR, CECL, etc.).
Excellent Communication: Ability to effectively communicate complex technical concepts to both technical and non-technical stakeholders and to translate business needs into concrete technical requirements.
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Posting record

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Actively hiringFirst seen by us 4 days ago, still listed, and not a repost of an earlier posting.

Status in our records
Live
First seen by us
Nov 9, 20264 days ago
Recorded sightings
4
Last seen by us
Nov 13, 2026

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How this job compares

Time since we first saw it

Day 4

Similar jobs usually come down between day 4 and day 77.

At Citi, jobs usually come down by about day 16.

From 51 similar postings that came down, and 1,325 of Citi’s. Coming down is not always a hire.

Citi is hiring

322 open jobs

Open jobs by the week we first saw them, last 12 weeks.

  • Hiring at a steady pace
  • Takes jobs down quickly
  • 8% of open jobs were reposted
Hiring record

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  • C++
  • Java
  • Python
Where the posting names them
- Full-Stack Experience: Familiarity with frontend technologies and developing user interfaces for technical workflows. - Broader Language Proficiency: Experience with Java/C++ in addition to Python. ------------------------------------------------------
- Team Leadership: Proven experience leading a software development team, including providing technical mentorship, architectural guidance, and project oversight. - Expertise in Python: Deep proficiency in Python and its ecosystem of libraries for backend development and data processing and modern AI frameworks such as LangChain - Practical Generative AI Experience: Demonstrable, hands-on experience building applications using Large Language Models (LLMs). This includes a strong understanding of prompt engineering, retrieval-augmented generation (RAG), and agentic patterns.

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About Citi

People
About 226,000 in 2025.Annual report (SEC Form 10-K)
Company
Listed as C.
H-1B visas
1 approved for new hires in fiscal 2025.US Citizenship and Immigration Services

Demand for AI Engineer roles

New AI Engineer postings at the employers we follow are up 134% over the last 6 weeks compared with the 6 before.

Weekly new AI Engineer postings at the same employers, from the week of August 17 to the week of November 2. The fewest in a week was 7, the most 65, and the latest week had 65.
August 17Last week

Each bar is one week of new postings. The darkest bars are the last 6 weeks.

Counted from the hiring pages we’ve followed for at least five weeks, so employers we add don’t look like growth. Updated weekly.

About the role

We file this job under AI Engineer, by the work the posting describes.

AI engineers build products on top of AI models that already exist, most often large language models: they connect a model to a company's data and tools and ship the assistants, agents and search features people use.

Postings ask for strong Python or TypeScript, experience with model APIs, retrieval and agent frameworks, and ways to test whether the model's answers are good enough.

An ML engineer trains and serves models; an AI engineer usually starts from a model someone else trained and builds the product around it, though titles often mix the two.

Job description

View original posting ↗

Join a pioneering team at the forefront of financial technology innovation. We are building a cutting-edge, agentic AI platform designed to revolutionize the end-to-end credit risk model development lifecycle. By leveraging the power of Large Language Models (LLMs) and intelligent workflows, we aim to augment our quantitative modelers, dramatically increasing their productivity, enhancing model governance, and accelerating the delivery of critical risk models.


We are seeking a senior, hands-on technology leader to drive this transformation. In this role, you will partner directly with quantitative analysts and key stakeholders to shape the most impactful use cases and then lead a team of talented developers to design, build, and deploy the generative AI platform that brings this vision to life.


Key Responsibilities

  • Strategic Vision & Stakeholder Partnership:Collaborate closely with quantitative model developers, Model Risk Management (MRM), and business leaders to deeply understand their pain points and translate them into a technical vision and product roadmap.Identify, scope, and prioritize use cases for the agentic workflow platform, ensuring they deliver measurable value and align with strategic objectives.Serve as the primary technical liaison between the engineering team and its users, ensuring a tight feedback loop and continuous alignment.
  • Platform Design & Hands-On Development:Lead the architectural design of a scalable, robust, and secure agentic AI platform, including core components for orchestration, knowledge retrieval (e.g. RAG), and tool integration.Engage in hands-on software development to build foundational components, create proofs-of-concept, and tackle the most complex technical challenges.Design and implement secure integrations with internal data sources, external APIs, and various LLMs, ensuring compliance with all data governance and security policies.Establish the CI/CD, testing, logging, and monitoring frameworks required for a mission-critical enterprise application.
  • Team Leadership & Mentorship:Lead, mentor, and inspire a team of software engineers, fostering a culture of technical excellence, innovation, and collaboration.Guide the team's architectural decisions, enforce best practices for code quality, and oversee the agile development process.Manage project timelines, resource allocation, and delivery of key platform milestones.


Qualifications:

  • Extensive Software Engineering Experience: 10+ years of hands-on experience designing, building, and shipping complex, scalable software systems to production.
  • Demonstrable experience in AI Agentic solutions such a for ad hoc data analysis, documentations and workflow orchestration
  • Team Leadership: Proven experience leading a software development team, including providing technical mentorship, architectural guidance, and project oversight.
  • Expertise in Python: Deep proficiency in Python and its ecosystem of libraries for backend development and data processing and modern AI frameworks such as LangChain
  • Practical Generative AI Experience: Demonstrable, hands-on experience building applications using Large Language Models (LLMs). This includes a strong understanding of prompt engineering, retrieval-augmented generation (RAG), and agentic patterns.
  • Strong Architectural Skills: Solid understanding of system design, microservices architecture, REST APIs, and event-driven systems.
  • Excellent Communication: Ability to effectively communicate complex technical concepts to both technical and non-technical stakeholders and to translate business needs into concrete technical requirements.


Nice-to-Have:

  • Financial Domain Knowledge: Experience in the financial services industry, particularly in a quantitative finance, risk management, or Model Risk Management (MRM) context.
  • Familiarity with Model Development: Understanding of the market and/or credit risk model development lifecycle (e.g., for PD, LGD, EAD models) and associated regulatory requirements (e.g., SR 11-7, CCAR, CECL, etc.).
  • Regulated Environments: Experience building auditable and compliant software within a highly regulated environment.
  • Full-Stack Experience: Familiarity with frontend technologies and developing user interfaces for technical workflows.
  • Broader Language Proficiency: Experience with Java/C++ in addition to Python.

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Job Family Group:

Technology

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Job Family:

Applications Development

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Time Type:

Full time

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

 

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi’s EEO Policy Statement and the Know Your Rights poster.

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Pune, MH, IN

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